193 E Chestnut St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 193 E Chestnut St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	2,265 sqft · built 1960
Lot Size	0.306 acres (13,320 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2021)
Tax Bill	$8,444 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-01209-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`01-01209-0000-00006`
Alternative APNs	`0100066F00008` `010120900006`

Interior

Stories	1 Story
Building Area	2,265 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	13,320 sqft (0.306 acres)
Lot Dimensions	148 ft deep x 90 ft wide

Location & Zoning

Old Parcel Number	0100066F00008
Street Address	193 E CHESTNUT ST
City	CLAYTON
State	NJ
Zip	08312-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	1209
Legal Lot Number	6
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2031
Census Tract	501502

Owner

193 E Chestnut St is owned and occupied by an individual who bought it in April 2021.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	193 E CHESTNUT ST, CLAYTON, NJ 08312-1909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Apr 29, 2020	Loan Modification, Mortgage · Conventional Mortgage NEWFIELD NAT'L BK
Mar 16, 2018	Loan Modification, Mortgage · Conventional Mortgage NEWFIELD NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Jun 9, 1995 · Amount on File
Deed Document Number	202122999
Deed Book / Page	6463 / 62
Prior Transfer Date	Mar 14, 1998
Prior Transfer Doc	0000010053
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Apr 26, 2021
Property Address	193 E CHESTNUT ST, CLAYTON, NJ 08312-1909
Document Number	0000022999
Book / Page	6463 / 62
Instrument Date	Apr 22, 2021
Instrument	22999
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	748 BEHL RD, 748, FRANKLINVILLE, NJ 08322-2859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 E CHESTNUT ST, CLAYTON, NJ 08312-1909

Mortgage

Document Number	0000023000
Date	Apr 26, 2021
Instrument	23000

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GLOUCESTER NJ
Property Address	193 E CHESTNUT ST, CLAYTON, NJ 08312-1909
Document Number	0000017798
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 BEHL RD FRANKLINVILLE NJ 083222859, FRANKLINVILLE, NJ 08322-2859

Mortgage

Document Number	0000017798
Date	May 12, 2020
Book Page	006225/000040
Instrument	17798

Lender

Name	NEWFIELD NAT'L BK
Type	Bank
Address	NEWFIELD, NJ 08344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 11, 2021

Interest

Rate	6.75%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GLOUCESTER NJ
Property Address	193 E CHESTNUT ST, CLAYTON, NJ 08312-1909
Document Number	0000011878
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 E CHESTNUT ST CLAYTON NJ 083121909, CLAYTON, NJ 08312-1909

Mortgage

Document Number	0000011878
Date	Apr 3, 2018
Book Page	015401/000173
Instrument	11878

Lender

Name	NEWFIELD NAT'L BK
Type	Bank
Address	NEWFIELD, NJ 08344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 2, 2021

Interest

Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 193 E Chestnut St was $8,444, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,600 (+18.53%) Land $78,500 Building $311,100	$389,600 (+18.53%) Land $78,500 Building $311,100
2025	$8,444.00 (+3.8%)	$328,700 Land $78,500 Building $250,200	$328,700 Land $78,500 Building $250,200
2024	$8,135.00
2023		$214,600 Land $35,100 Building $179,500	$214,600 Land $35,100 Building $179,500
2022	$8,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 E Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 E Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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