74 E Chestnut St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 74 E Chestnut St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1978
Lot Size	0.589 acres (25,644 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2024)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01102-05-00105`

Property Details

APN / Parcel Number

Primary APN	`01-01102-05-00105`
Alternative APNs	`0101102000500105` `0101102000000105`

Interior

Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	25,644 sqft (0.589 acres)
Lot Dimensions	223 ft deep x 115 ft wide

Location & Zoning

Old Parcel Number	0101102000000105
Street Address	74 E CHESTNUT ST
City	CLAYTON
State	NJ
Zip	08312-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	1102
Legal Lot Number	105
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2040
Census Tract	501502

Owner

74 E Chestnut St is owned and occupied by an individual who bought it in October 2024.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	74 E CHESTNUT ST, CLAYTON, NJ 08312-1908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on File
Deed Sale	Oct 25, 2024 · Amount on File
Prior Sale	May 3, 2007 · Amount on File
Deed Document Number	202432097
Deed Book / Page	7083 / 120
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	74 E CHESTNUT ST, CLAYTON, NJ 08312-1908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010854
Date	Mar 18, 2020
Book Page	16156/230
Instrument	10854

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 74 E Chestnut St was $6,572, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,400 (+22.91%) Land $81,800 Building $232,600	$314,400 (+22.91%) Land $81,800 Building $232,600
2025	$6,572.00 (+3.81%)	$255,800 Land $81,800 Building $174,000	$255,800 Land $81,800 Building $174,000
2024	$6,331.00
2023		$160,900 Land $42,500 Building $118,400	$160,900 Land $42,500 Building $118,400
2022	$6,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 E Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 E Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20