Carroll County property record for 193 Bell Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,138 sqft · built 1982 |
| Lot Size | 1.62 acres (70,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jul 2017) |
| Tax Bill | $7,827 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-079656 |
| Primary APN | 07-079656 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,138 sqft Total Area |
| Basement Area | 1,302 sqft |
| Finished Basement | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 70,741 sqft (1.62 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 231 sqft |
| Deck Area | 572 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079656 |
|---|---|
| Street Address | 193 BELL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 4 - 1.624 ACS 193 BELL RD 22-47 PL H WAKEFIELD VALLEY |
| Legal Subdivision | WAKEFIELD VALLEY |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 507703 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 193 BELL RD, WESTMINSTER, MD 21158-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI SEVERN SVGS BK FSB |
| Jul 14, 2017 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on Record |
| Deed Sale | Jul 14, 2017 · Amount on Record |
| Prior Sale | Mar 6, 2002 · Amount on Record |
| Deed Document Number | 20178747-0381 |
| Deed Book / Page | 8747 / 381 |
| Transfer Doc | 0000004489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 193 BELL RD, WESTMINSTER, MD 21158-4105 |
| Document Number | 0096590255 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | LEGACYHOUSE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 193 BELL RD WESTMINSTER MD 211584105, WESTMINSTER, MD 21158-4105 |
| Document Number | 0096590255 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 009659/000255 |
| Name | SEVERN SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 14, 2017 |
| Property Address | 193 BELL RD, WESTMINSTER, MD 21158-4105 |
| Document Number | 0087470381 |
| Book / Page | 8747 / 0381 |
| Map Reference | MB22 FO47 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 8747-0381 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 193 BELL RD, WESTMINSTER, MD 21158-4105 |
| Document Number | 87470387 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 8747-0387 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,827.00 (+5.8%) Homeowner's exemption | $489,800 (+7.32%) Land $146,200 Building $343,600 | $489,800 (-) Land $146,200 Building $343,600 |
| 2025 | $7,398.00 (+12.36%) Homeowner's exemption | $456,400 (+17.15%) | $489,800 (+25.72%) Land $146,200 Building $343,600 |
| 2023 | $6,584.00 Homeowner's exemption | $389,600 Land $136,200 Building $253,400 | $389,600 Land $136,200 Building $253,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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