187 Bell Rd, Westminster, MD 21158 Property Records

Carroll County property record for 187 Bell Rd, Westminster, MD 21158

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,095 sqft · built 1987
Lot Size1.08 acres (47,045 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Oct 2019)
Tax Bill$11,716 (2026)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-079613

Property Details

APN / Parcel Number

Primary APN07-079613
Alternative APNs
  • 7079613
  • 079613

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,095 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area47,045 sqft (1.08 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area510 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number079613
Street Address187 BELL RD
CityWESTMINSTER
StateMD
Zip21158-4105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 1 - 1.08 ACS 187 BELL RD 22-47 WAKEFIELD VALLEY PLT H
Legal SubdivisionPLAT H WAKEFIELD VALLEY
Legal Lot Number1
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group1
Census Block1009
Census Tract507703

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address187 BELL RD, WESTMINSTER, MD 21158-4105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2019 · Amount on Record
Deed SaleOct 25, 2019 · Amount on Record
Prior SaleMay 21, 2004 · Amount on Record
Deed Book / Page9458 / 264
Record UpdatedOct 29, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateOct 25, 2019
Property Address187 BELL RD, WESTMINSTER, MD 21158-4105
Document Number0094580264
Book / Page009458 / 000264
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address187 BELL RD WESTMINSTER MD 211584105, WESTMINSTER, MD 21158-4105

Mortgage

Document Number94580270
DateOct 25, 2019
Book Page009458/000270
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,716.00 (+14.38%)$693,900 (+61.11%) Land $140,800 Building $553,100$693,900 (+61.11%) Land $140,800 Building $553,100
2025$10,243.00 (+40.74%)
2023$7,278.00$430,700 Land $130,800 Building $299,900$430,700 Land $130,800 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Bell Rd

Nearby Streets

Search Property Records by Address or Parcel Number