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1929 Nicholas Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1929 Nicholas Pl, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 2003
Lot Size0.328 acres (14,287 sqft)
Owner2 Individual Names on File
Last Sale$294,900 (Oct 2021)
Tax Bill$4,308 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-26-31-0064-0001-0640

Property Details

APN / Parcel Number

Primary APN06-26-31-0064-0001-0640
Alternative APNs
  • 062631257700010640
  • 263106006400010640
  • 96141

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Living Area
Gross Area2,506 sqft
1st Floor Area1,782 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,287 sqft (0.328 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area304 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1929 NICHOLAS PL
CitySAINT CLOUD
StateFL
Zip34771-8905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHLEY OAKS II PB 9 PG 154 LOT 64
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionASHLEY OAKS 2
Legal Tract64
Legal Block640
Legal Lot Number64
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0064-0001-0640

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1929 NICHOLAS PL, SAINT CLOUD, FL 34771-8905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
May 25, 2018Deed of Trust, Mortgage · FHA Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleDec 16, 2003 · Amount on Record
Deed Document Number2021158893
Deed Book / Page6063 / 2874
Prior Transfer DateMay 19, 2009
Prior Transfer Doc0038581442
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 12, 2021
Property Address1929 NICHOLAS PL, SAINT CLOUD, FL 34771-8905
Document Number0060632874
Book / Page6063 / 2874
Map ReferenceMB 9 PG 154
Instrument DateJul 13, 2021
Instrument2021158893
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,064.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14824 SW 63RD COURT RD, 14824, OCALA, FL 34473-5162

Transferred To (Grantee/Buyer)

NameVerified Name
Address1929 NICHOLAS PL, SAINT CLOUD, FL 34771-8905

Mortgage

Document Number60632875
DateOct 12, 2021
Instrument6063/2875
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1929 NICHOLAS PL, SAINT CLOUD, FL 34771-8905
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053400889
DateMay 25, 2018
Book Page5340/0889
Instrument2018082766
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,308.00 (+3.46%) Homeowner's exemption$283,614 (+5.99%)$353,200 (+6.55%) Land $70,000 Building $283,200
2024$4,164.00 (+2.56%)
2023$4,060.00 (+3.52%) Homeowner's exemption$267,594 (+3%)$331,500 (+27.6%) Land $60,000 Building $271,500
2022$3,922.00 Homeowner's exemption$259,800 Land $50,000 Building $209,800$259,800 Land $50,000 Building $209,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
133 of 148 on primary residences
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 758 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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