1921 Nicholas Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1921 Nicholas Pl, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1999
Lot Size	0.303 acres (13,198 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 2026)
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-0064-0001-0600`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-0064-0001-0600`
Alternative APNs	`062631257700010600` `263106006400010600` `96137`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,198 sqft (0.303 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	224 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1921 NICHOLAS PL
City	SAINT CLOUD
State	FL
Zip	34771-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHLEY OAKS II PB 9 PG 154 LOT 60
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	ASHLEY OAKS 2
Legal Tract	64
Legal Block	600
Legal Lot Number	60
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records · APN 06-26-31-0064-0001-0600

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1921 NICHOLAS PL, SAINT CLOUD, FL 34771-8905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jun 20, 2024 · Amount on Record
Deed Document Number	202642718
Deed Book / Page	6946 / 2639
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2026
Property Address	1921 NICHOLAS PL, SAINT CLOUD, FL 34771-8905
Document Number	0069462639
Book / Page	6946 / 2639
Map Reference	MB 9 PG 154
Instrument Date	Mar 27, 2026
Instrument	2026042718
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3189 WATERBRIDGE LN, KISSIMMEE, FL 34744-9238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 NICHOLAS PL, SAINT CLOUD, FL 34771-8905

Mortgage

Document Number	0069462641
Date	Mar 31, 2026
Instrument	6946/2641

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,454.00 (+394.02%)	$304,500 (+201.07%) Land $70,000 Building $234,500	$304,500 (+6.84%) Land $70,000 Building $234,500
2024	$1,104.00 (+3.95%)
2023	$1,062.00 (+5.15%) Homeowner's exemption	$101,139 (+3%)	$285,000 (+27.01%) Land $60,000 Building $225,000
2022	$1,010.00 Homeowner's exemption	$98,194	$224,400 Land $50,000 Building $174,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 148 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force 133 of 148 on primary residences
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.