1928 Saye Brook Dr, Monroe, NC 28112 Property Records

Union County property record for 1928 Saye Brook Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,917 sqft · built 2015
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Aug 2023)
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-357-130`

Property Details

APN / Parcel Number

Primary APN	`09-357-130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1928 SAYE BROOK DR
City	MONROE
State	NC
Zip	28112-7630
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 SAYE BROOK MP3 OPCL364
Legal Subdivision	SAYE BROOK
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1042
Census Tract	21005

Owner

1928 Saye Brook Dr, a rural home, is owned and occupied by two individuals who bought it in August 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1928 SAYE BROOK DR, MONROE, NC 28112-7630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	May 15, 2015 · Amount on File
Deed Document Number	202319137
Deed Book / Page	8759 / 318
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 8, 2023
Property Address	1928 SAYE BROOK DR, MONROE, NC 28112-7630
Document Number	0008759318
Book / Page	8759 / 318
Map Reference	CAB L FILE 364&365
Instrument Date	Aug 8, 2023
Instrument	19137
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	INVESTORS TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 N LAKE DR, MONROE, NC 28112-8424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 SAYE BROOK DR, MONROE, NC 28112-7630

Mortgage

Document Number	0000019138
Date	Aug 8, 2023
Instrument	19138

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1928 Saye Brook Dr was $2,327, up 1.7% from the year before.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,300 (-) Land $93,300 Building $390,000	$483,300 (-) Land $93,300 Building $390,000
2025	$2,327.00 (+1.7%)	$483,300 (+35.83%) Land $93,300 Building $390,000	$483,300 Land $93,300 Building $390,000
2024	$2,288.00 (+102.84%)	$355,800 (-) Land $54,600 Building $301,200
2023	$1,128.00	$355,800 (-) Land $54,600 Building $301,200	$355,800 (-) Land $54,600 Building $301,200
2022	$1,128.00	$355,800 Land $54,600 Building $301,200	$355,800 (-) Land $54,600 Building $301,200
2021			$355,800 Land $54,600 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1928 Saye Brook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1928 Saye Brook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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