1922 Saye Brook Dr, Monroe, NC 28112 Property Records

Union County property record for 1922 Saye Brook Dr, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,341 sqft · built 2007
Lot Size	0.919 acres (40,032 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Aug 2018)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-357-019G`

Property Details

APN / Parcel Number

Primary APN	`09-357-019G`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,341 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	40,032 sqft (0.919 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	304 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1922 SAYE BROOK DR
City	MONROE
State	NC
Zip	28112-7630
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#3 SAYE BROOK II OPCK075 + SDFE
Legal Subdivision	SAYE BROOK
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1042
Census Tract	21005

Owner

Source: Union County records · APN 09-357-019G

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1922 SAYE BROOK DR, MONROE, NC 28112-7630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2020	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Aug 08, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2018 · Amount on Record
Deed Sale	Aug 08, 2018 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	201822252
Deed Book / Page	7212 / 379
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1922 SAYE BROOK DR, MONROE, NC 28112-7630
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7797378
Date	Sep 03, 2020
Book Page	7797/378
Instrument	34765

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 08, 2018
Property Address	1922 SAYE BROOK DR, MONROE, NC 28112-7630
Document Number	7212379
Book / Page	007212 / 000379
Instrument Date	Aug 08, 2018
Instrument	22252
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1922 SAYE BROOK DR MONROE NC 281127630, MONROE, NC 28112-7630

Mortgage

Document Number	7212381
Date	Aug 08, 2018
Book Page	007212/000381
Instrument	22253

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,517.00 (+3.33%)	$522,800 (+36.15%) Land $92,800 Building $430,000	$522,800 (+36.15%) Land $92,800 Building $430,000
2023	$2,436.00	$384,000 Land $54,300 Building $329,700	$384,000 Land $54,300 Building $329,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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