1928 S Freeman St, Oceanside, CA 92054 Property Records

San Diego County property record for 1928 S Freeman St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,752 sqft · built 1940
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Jun 1999)
Tax Bill	$6,984 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2022 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`153-351-07-00`

Property Details

APN / Parcel Number

Primary APN	`153-351-07-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	2,752 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1928 S FREEMAN ST
City	OCEANSIDE
State	CA
Zip	92054-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 29 LOT G TR 000622
Legal Subdivision	SOUTH OCEANSIDE CORR
Legal Tract	000622
Legal Block	29
Legal Lot Number	G
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	18102

Owner

1928 S Freeman St is owned by a company that acquired it in March 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Mar 23, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 9, 2018	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 1999 · Amount on File
Deed Sale	Jun 9, 1999 · Amount on File
Deed Document Number	1999404120
Last Transfer Date	Mar 15, 2021
Transfer Doc	0000223684
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431

Mortgage

Document Number	0000394500
Date	Oct 11, 2022
Instrument	2022-0394500

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431

Mortgage

Document Number	0000287666
Date	Jul 13, 2022
Instrument	2022-0287666

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431

Mortgage

Document Number	0000745697
Date	Oct 27, 2021
Instrument	2021-0745697

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2021
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Document Number	0000223684
Map Reference	MAP 622
Instrument Date	Mar 15, 2021
Instrument	2021-0223684
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2021
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Document Number	0000222867
Map Reference	MAP 622
Instrument Date	Mar 15, 2021
Instrument	2021-0222867
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431

Mortgage

Document Number	0000222868
Date	Mar 22, 2021
Instrument	2021-0222868

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187111
Date	May 9, 2018
Instrument	2018-0187111

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	296 Months
Due	Jan 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160176
Date	Apr 23, 2018
Instrument	2018-0160176

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045961
Date	Feb 5, 2018
Instrument	2018-0045961

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091983
Date	Mar 14, 2019
Instrument	2019-0091983

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000523022
Date	Nov 13, 2019
Instrument	2019-0523022

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301781
Date	Jul 24, 2019
Instrument	2019-0301781

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1928 S FREEMAN ST, OCEANSIDE, CA 92054-6431
Document Number	0000004634
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1928 S FREEMAN ST OCEANSIDE CA 920546431, OCEANSIDE, CA 92054-6431

Mortgage

Document Number	0000004634
Date	Jan 7, 2019
Instrument	4634

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1928 S Freeman St was $6,984 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,787 (+2%) Land $239,846 Building $398,941
2025	$6,984.00 Homeowner's exemption	$626,263 Land $235,144 Building $391,119
2023	$6,635.00 (+1.58%) Homeowner's exemption	$601,946 Land $226,014 Building $375,932
2022	$6,532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1928 S Freeman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1928 S Freeman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum.

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