Contra Costa County property record for 1928 Downey Pl, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,332 sqft · built 1961 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $857,000 (Nov 2018) |
| Tax Bill | $13,357 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-481-018-7 |
| Primary APN | 501-481-018-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 1928 DOWNEY PL |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RICH JUNC HTS LOTS 24 & 25 BLK 47 |
| Legal Subdivision | RICHMOND JUNCTION HEIGHTS |
| Legal Block | 47 |
| Legal Lot Number | 24,25 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 385200 |
1928 Downey Pl is owned and occupied by an individual who bought it in November 2018.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1928 DOWNEY PL, EL CERRITO, CA 94530-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Nov 20, 2018 | Grant Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Jul 14, 2016 · Amount on File |
| Deed Document Number | 2018187709 |
| Prior Transfer Date | Nov 21, 1994 |
| Prior Transfer Doc | 0000281370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1928 DOWNEY PL, EL CERRITO, CA 94530-1828 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1928 DOWNEY PL, EL CERRITO, CA 94530-1828 |
| Document Number | 0000327039 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-327039 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 20, 2018 |
| Property Address | 1928 DOWNEY PL, EL CERRITO, CA 94530-1828 |
| Document Number | 0000187709 |
| Map Reference | MB 10 PG 230 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 2018-187709 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1928 DOWNEY PL, EL CERRITO, CA 94530-1828 |
| Document Number | 0000187710 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018-187710 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 1928 Downey Pl was $13,357 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $975,113 (+2%) Land $739,586 Building $235,527 | |
| 2025 | $13,357.00 Homeowner's exemption | $955,994 Land $725,085 Building $230,909 |
| 2023 | $12,811.00 (+1.41%) Homeowner's exemption | $918,874 Land $696,930 Building $221,944 |
| 2022 | $12,633.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1928 Downey Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1928 Downey Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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