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1921 Downey Pl, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1921 Downey Pl, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,824 sqft · built 1961
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Tax Bill$6,117 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN501-470-030-5

Property Details

APN / Parcel Number

Primary APN501-470-030-5
Alternative APN
  • 501-470-030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
1st Floor Area1,824 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1965
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1921 DOWNEY PL
CityEL CERRITO
StateCA
Zip94530-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRICHMOND JUNC HTS 7&8 48
Legal SubdivisionRICHMOND JUNCTION HEIGHTS
Legal Block48
Legal Lot Number7,8
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1005
Census Tract385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1921 DOWNEY PL, EL CERRITO, CA 94530-1827
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 12, 2025
Transfer Doc0000083485
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1921 DOWNEY PL, EL CERRITO, CA 94530-1827
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1921 DOWNEY PL, EL CERRITO, CA 94530-1827

Mortgage

Document Number0000303471
DateDec 4, 2020
Instrument2020-303471
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1921 DOWNEY PL, EL CERRITO, CA 94530-1827
Document Number0000166742
Instrument DateSep 6, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017
Title CompanyTSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1921 DOWNEY PL EL CERRITO CA 945301827, EL CERRITO, CA 94530-1827

Mortgage

Document Number0000166742
DateSep 13, 2017
Instrument166742
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$397,275 (+2%) Land $132,991 Building $264,284
2025$6,117.00 (+4.1%) Homeowner's exemption$389,486 (+4.04%) Land $130,384 Building $259,102
2023$5,876.00 (+1.84%) Homeowner's exemption$374,364 Land $125,322 Building $249,042
2022$5,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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