19197 E River Rd N, Silverhill, AL 36576 Property Records

Baldwin County property record for 19197 E River Rd N, Silverhill, AL 36576 · Last verified April 2026

Property Summary

Property Type	Other Improved
Details	1 ba
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Jun 2018)
Tax Bill	$230 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`47-04-19-0-000-036`

Property Details

APN / Parcel Number

Primary APN	`47-04-19-0-000-036`
Alternative APNs	`310406` `66419`

Interior

Full Baths	1 Bath

Exterior

Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	295 ft deep x 178 ft wide
View / Lot	Waterfront / Beach

Location & Zoning

Account Number	310406
Street Address	19197 E RIVER RD N
City	SILVERHILL
State	AL
Zip	36576-3040
Property Category	Other
Property Type	Other > Other Improved
Legal Description	178.49' X 260' IRR RIVER HILLS SUB LOT 16 PB6 PG166 SEC 19-T6S-R3E (WD)
Legal Subdivision	RIVER HILLS
Legal Lot Number	16
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	1
Census Block	1044
Census Tract	10907

Owner

Source: Baldwin County records · APN 47-04-19-0-000-036

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19197 E RIVER RD N, SILVERHILL, AL 36576-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN
Jun 19, 2018	Warranty Deed, Transfer · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	20181703042
Prior Transfer Date	Sep 13, 2005
Prior Transfer Doc	0000932050
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	19197 E RIVER RD N, SILVERHILL, AL 36576-3040
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001723399
Date	Oct 05, 2018
Instrument	1723399

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	FOLEY, AL 36535

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 19, 2018
Property Address	19197 E RIVER RD N, SILVERHILL, AL 36576-3040
Document Number	0001703042
Map Reference	MB6 PG166
Instrument Date	Jun 14, 2018
Instrument	1703042
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5015 TIMBER CREEK AVE, 5015, BAYTOWN, TX 77523-2893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19197 E RIVER RD N, SILVERHILL, AL 36576-3040

Mortgage

Document Number	0001703043
Date	Jun 19, 2018
Instrument	1703043

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$230.00 (-47.73%)	$8,980 (-36.76%) Land $7,460 Building $1,520	$92,100 (+29.72%) Land $76,600 Building $15,500
2023	$440.00 (+8.11%) Homeowner's exemption	$14,200 (+8.07%)	$71,000 (+8.07%) Land $58,000 Building $13,000
2022	$407.00 (+19.71%) Homeowner's exemption	$13,140	$65,700 Land $53,600 Building $12,100
2021	$340.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030109071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020, river or lake flooding, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	About 1 in 319 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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