1927 Clay St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1927 Clay St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,414 sqft · built 1900
Lot Size	0.182 acres (7,920 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Dec 2022)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-13-327-004`

Property Details

APN / Parcel Number

Primary APN	`8914-13-327-004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	609 sqft
Basement Area	609 sqft
Unfinished Basement	609 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1927 CLAY ST
City	CEDAR FALLS
State	IA
Zip	50613-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADDITION C F ALL LOT 1 BLK 7 EXC S 6 FT
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	RAILROAD ADDITION C F
Legal Block	7
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3001
Census Tract	2301

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1118 RAINBOW DR, CEDAR FALLS, IA 50613-6557
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · Commercial Mortgage FIDELITY BANK & TRUST
Jul 19, 2017	Deed of Trust, Mortgage CEDAR FALLS COMMUNITY CU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2022 · Amount on Record
Deed Sale	Dec 10, 2022 · Amount on Record
Prior Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	202212215
Prior Transfer Date	Oct 8, 2018
Prior Transfer Doc	2019000058
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 10, 2021
Property Address	1927 CLAY ST, CEDAR FALLS, IA 50613-4013
Document Number	202200012215
Instrument Date	Nov 29, 2021
Instrument	202200012215
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 RAINBOW DR, CEDAR FALLS, IA 50613-6554

Mortgage

Document Number	202200012216
Date	Dec 10, 2021
Instrument	202200012216

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1927 CLAY ST, CEDAR FALLS, IA 50613-4013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000963
Date	Jul 19, 2017
Instrument	2018-00000963

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	67 Months
Due	Feb 1, 2023

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1927 CLAY ST, CEDAR FALLS, IA 50613-4013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008040
Date	Oct 15, 2020
Instrument	202100008040

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (+3.25%)	$148,080 (+10.7%) Land $44,100 Building $103,980	$148,080 (+10.7%) Land $44,100 Building $103,980
2024	$2,152.00 (-3.76%)
2023		$133,770 (+10.46%) Land $29,400 Building $104,370	$133,770 (+10.46%) Land $29,400 Building $104,370
2022	$2,236.00 Homeowner's exemption	$121,100 Land $29,400 Building $91,700
2021			$121,100 Land $29,400 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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