1925 Clay St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1925 Clay St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1920
Lot Size	0.115 acres (5,016 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Oct 2022)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Oct 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8914-13-185-012`

Property Details

APN / Parcel Number

Primary APN	`8914-13-185-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,016 sqft (0.115 acres)
Lot Dimensions	132 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1925 CLAY ST
City	CEDAR FALLS
State	IA
Zip	50613-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORRIS ADDITION LOT 10
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	NORRIS ADDITION
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3001
Census Tract	2301

Owner

1925 Clay St is owned and occupied by an individual who bought it in October 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1925 CLAY ST, CEDAR FALLS, IA 50613-4013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Oct 6, 2021 · Amount on File
Deed Document Number	20227541
Record Updated	Oct 29, 2026

October 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 6, 2021
Property Address	1925 CLAY ST, CEDAR FALLS, IA 50613-4013
Document Number	202200007541
Instrument Date	Sep 23, 2021
Instrument	202200007541
Transaction Type	Foreclosure
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 CLAY ST, CEDAR FALLS, IA 50613-4013

Mortgage

Document Number	202200007542
Date	Oct 6, 2021
Instrument	202200007542

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Clay St was $2,154 with a homeowner's exemption, down 2.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,154.00 (-2.09%) Homeowner's exemption	$154,380 Land $27,930 Building $126,450	$154,380 Land $27,930 Building $126,450
2024	$2,200.00
2023		$146,940 (+12.91%) Land $18,620 Building $128,320	$146,940 Land $18,620 Building $128,320
2022	$2,238.00	$130,140 Land $18,620 Building $111,520
2021			$130,140 Land $18,620 Building $111,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1925 Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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