1926 Timber Trce, Morganton, NC 28655 Property Records

Burke County property record for 1926 Timber Trce, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,439 sqft · built 2000
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Feb 2026)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1775995311`

Property Details

APN / Parcel Number

Primary APN	`1775995311`
Alternative APN	`48042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,439 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	832 sqft
Finished Basement	775 sqft
Unfinished Basement	832 sqft
Flooring	Tile

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	137 sqft
Patio Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1926 TIMBER TRCE
City	MORGANTON
State	NC
Zip	28655-7035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	1926 TIMBER TRCE MORGANTON, NC 28655
Legal Subdivision	HUNTERS RIDGE
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2014
Census Tract	20204

Owner

Source: Burke County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1926 TIMBER TRCE, MORGANTON, NC 28655-7035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 19, 2018	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	202626001644
Deed Book / Page	2856 / 967
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 26, 2026
Property Address	1926 TIMBER TRCE, MORGANTON, NC 28655-7035
Document Number	0028560967
Book / Page	2856 / 967
Map Reference	MB 10 PG 137
Instrument Date	Feb 19, 2026
Instrument	2026001644
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 SILVERY SANDS DR, MARION, NC 28752-7372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 TIMBER TRCE, MORGANTON, NC 28655-7035

Mortgage

Document Number	0028560970
Date	Feb 26, 2026
Book Page	2856/970
Instrument	2026001645

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1926 TIMBER TRCE, MORGANTON, NC 28655-7035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024830545
Date	Aug 24, 2020
Book Page	2483/545
Instrument	2017043791

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 19, 2018
Property Address	1926 TIMBER TRCE, MORGANTON, NC 28655-7035
Document Number	0023800699
Book / Page	002380 / 000699
Instrument Date	Dec 18, 2018
Instrument	23028
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1926 TIMBER TRCE MORGANTON NC 286557035, MORGANTON, NC 28655-7035

Mortgage

Document Number	23800702
Date	Dec 19, 2018
Book Page	002380/000702
Instrument	23029

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (-0.48%)	$248,730 (-) Land $26,399 Building $222,331	$248,730 (-) Land $26,399 Building $222,331
2023	$1,679.00	$248,730 Land $26,399 Building $222,331	$248,730 Land $26,399 Building $222,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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