1916 Timber Trce, Morganton, NC 28655 Property Records

Burke County property record for 1916 Timber Trce, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2019
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2020)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1775995283`

Property Details

APN / Parcel Number

Primary APN	`1775995283`
Alternative APN	`48043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	784 sqft
Unfinished Basement	560 sqft
Flooring	Wood

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1916 TIMBER TRCE
City	MORGANTON
State	NC
Zip	28655-7035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	1916 TIMBER TRCE MORGANTON, NC 28655
Legal Subdivision	HUNTERS RIDGE
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2014
Census Tract	20204

Owner

Source: Burke County records, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1916 TIMBER TRCE, MORGANTON, NC 28655-7035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 5, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Mar 21, 2005 · Amount on Record
Deed Document Number	202017039895
Deed Book / Page	2463 / 105
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	0024600900
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1916 TIMBER TRCE, MORGANTON, NC 28655-7035
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 TIMBER TRCE, MORGANTON, NC 28655-7035

Mortgage

Document Number	0027390801
Date	Apr 19, 2024
Book Page	2739/801
Instrument	2024003292

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 5, 2020
Property Address	1916 TIMBER TRCE, MORGANTON, NC 28655-7035
Document Number	0024630105
Book / Page	002463 / 000105
Instrument Date	May 5, 2020
Instrument	39895
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 TIMBER TRCE MORGANTON NC 286557035, MORGANTON, NC 28655-7035

Mortgage

Document Number	24630108
Date	May 5, 2020
Book Page	002463/000108
Instrument	39896

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Apr 24, 2020
Property Address	1916 TIMBER TRCE, MORGANTON, NC 28655-7035
Document Number	0024600900
Book / Page	002460 / 000900
Instrument Date	Apr 17, 2020
Instrument	39502
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	438 WATERGLYN WAY NEBO NC 287616714, NEBO, NC 28761-6714

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (-0.43%)	$248,561 (-) Land $26,929 Building $221,632	$248,561 (-) Land $26,929 Building $221,632
2023	$1,390.00	$248,561 Land $26,929 Building $221,632	$248,561 Land $26,929 Building $221,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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