1926 Rooster Trl, Lapeer, MI 48446 Property Records

Lapeer County property record for 1926 Rooster Trl, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,630 sqft · built 2003
Lot Size	5.22 acres (227,383 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Apr 2002)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012-027-019-44`

Property Details

APN / Parcel Number

Primary APN	`012-027-019-44`

Interior

Full Baths	3 Baths
Building Area	2,630 sqft Living Area
1st Floor Area	1,773 sqft
Basement Area	1,773 sqft
Unfinished Basement	1,773 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	227,383 sqft (5.22 acres)
Garage Area	2,366 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1926 ROOSTER TRL
City	LAPEER
State	MI
Zip	48446-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 27 T7N R10E BEG AT E 1/4 COR OF SAID SEC TH S 03DEG 07' E 1325.03 FT TH S 87DEG 54' W 621.41 FT TO POB TH S 87 DEG 54' W
Legal Range	10E
Legal Township	07N
Legal Section	27
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1075
Census Tract	338000

Owner

1926 Rooster Trl is owned and occupied by two individuals who bought it in April 2002.

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1926 ROOSTER TRL, LAPEER, MI 48446-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIWELL INC
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2002 · Amount on File
Deed Sale	Apr 26, 2002 · Amount on File
Deed Book / Page	1514 / 614
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1926 ROOSTER TRL, LAPEER, MI 48446-9343
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 ROOSTER TRL, LAPEER, MI 48446-9343

Mortgage

Document Number	0032190680
Date	Jul 13, 2021
Book Page	3219/680

Lender

Name	SIWELL INC
Type	Mortgage Company
Address	4212 50TH ST, LUBBOCK, TX 79413

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1926 ROOSTER TRL, LAPEER, MI 48446-9343
Document Number	0030340793
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 ROOSTER TRL LAPEER MI 484469343, LAPEER, MI 48446-9343

Mortgage

Document Number	0030340793
Date	Jul 16, 2019
Book Page	003034/000793

Lender

Name	PNC BK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1926 Rooster Trl was $3,506 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,500 (+5.51%)	$685,000 (+5.51%)
2025	$3,506.00 Homeowner's exemption	$324,600	$649,200
2023		$235,000	$470,000
2022	$2,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1926 Rooster Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1926 Rooster Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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