1784 Rooster Trl, Lapeer, MI 48446 Property Records

Lapeer County property record for 1784 Rooster Trl, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,868 sqft · built 2002
Lot Size	5.23 acres (227,819 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Oct 2020)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-027-019-40`

Property Details

APN / Parcel Number

Primary APN	`012-027-019-40`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,868 sqft Living Area
1st Floor Area	1,628 sqft
Basement Area	1,628 sqft
Unfinished Basement	1,628 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	227,819 sqft (5.23 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1784 ROOSTER TRL
City	LAPEER
State	MI
Zip	48446-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 27 T7N R10E BEG AT S 1/4 COR OF SAID SEC TH N 02 DEG 59' W 1323.74 FT TH N 87DEG 54' E 1068.30 FT TO POB TH N 21 DEG 30'
Legal Range	10E
Legal Township	07N
Legal Section	27
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1073
Census Tract	338000

Owner

1784 Rooster Trl is owned and occupied by two individuals who bought it in October 2020.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1784 ROOSTER TRL, LAPEER, MI 48446-9334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Oct 24, 2019	Deed of Trust, Mortgage ELGA CU
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Apr 18, 2012 · Amount on File
Deed Book / Page	3140 / 622
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 26, 2020
Property Address	1784 ROOSTER TRL, LAPEER, MI 48446-9334
Document Number	0031400622
Book / Page	3140 / 622
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1784 ROOSTER TRL, 1784, LAPEER, MI 48446-9334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24785 PLUMRIDGE LN, SOUTHFIELD, MI 48033-2922

Mortgage

Document Number	3140624
Date	Oct 26, 2020
Instrument	3140/624

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1784 ROOSTER TRL, LAPEER, MI 48446-9334
Document Number	0030580520
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1784 ROOSTER TRL LAPEER MI 484469334, LAPEER, MI 48446-9334

Mortgage

Document Number	0030580520
Date	Nov 1, 2019
Book Page	003058/000520

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2034

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1784 ROOSTER TRL, LAPEER, MI 48446-9334
Document Number	0029380362
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1764 ROOSTER TRL LAPEER MI 48446, LAPEER, MI 48446

Mortgage

Document Number	0029380362
Date	Jan 2, 2018
Book Page	002938/000362

Lender

Name	DITECH MTG
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1784 Rooster Trl was $4,423 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,900 (+6.07%)	$527,800 (+6.07%)
2025	$4,423.00 Homeowner's exemption	$248,800	$497,600
2023		$200,700	$401,400
2022	$3,847.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1784 Rooster Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1784 Rooster Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rooster Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures