Madison County property record for 1925 Speedwell Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 4,588 sqft |
| Lot Size | 7.46 acres (324,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Oct 2019) |
| Tax Bill | $4,526 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0110-0000-0012-3A |
| Primary APN | 0110-0000-0012-3A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,588 sqft Living Area |
| 1st Floor Area | 3,092 sqft |
| Basement Area | 3,092 sqft |
| Unfinished Basement | 3,092 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 324,958 sqft (7.46 acres) |
| Garage Type | Attached |
| Garage Area | 783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 74237 |
|---|---|
| Street Address | 1925 SPEEDWELL RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3-A (7.461 ACRES) |
| Legal Tract | 3 |
| Legal Lot Number | 111-A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11002 |
Source: Madison County records, as of February 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1925 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 4, 2019 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 16, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on Record |
| Deed Sale | Oct 4, 2019 · Amount on Record |
| Prior Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 20192013999946 |
| Deed Book / Page | 779 / 329 |
| Last Transfer Date | Dec 26, 2023 |
| Transfer Doc | 0014186400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1925 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Name | Verified Name |
|---|---|
| Address | 1925 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Document Number | 0M2440/561 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | M2440/561 |
| Instrument | 2014313676 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1925 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2071/580 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | M2071/580 |
| Instrument | 2014044278 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 4, 2019 |
| Property Address | 1925 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Document Number | D00779/329 |
| Book / Page | D00779 / 329 |
| Map Reference | CAB 23 SL 306 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2013999946 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1152 OLD TOWN BRANCH RD, 1152, RICHMOND, KY 40475-8115 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1925 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Document Number | 2013999947 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 2013999947 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 16, 2017 |
| Property Address | 1925 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Document Number | D00751/439 |
| Book / Page | D00751 / 439 |
| Map Reference | DD580 PG273 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 2013966326 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4481 BAY BEACH LN APT 263, 4481, FORT MYERS BEACH, FL 33931-5913 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1925 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,526.00 (-2.79%) | $480,000 (-) | $480,000 (-) |
| 2023 | $4,656.00 | $480,000 | $480,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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