Madison County property record for 1913 Speedwell Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,302 sqft |
| Lot Size | 2.37 acres (103,629 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $568,000 (Jul 2026) |
| Tax Bill | $2,804 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0109-0000-0014 |
| Primary APN | 0109-0000-0014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,302 sqft Living Area |
| 1st Floor Area | 1,151 sqft |
| Basement Area | 1,151 sqft |
| Unfinished Basement | 1,151 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 103,629 sqft (2.37 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 41492 |
|---|---|
| Street Address | 1913 SPEEDWELL RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1A (2.379 ACRES) |
| Legal Subdivision | MADISON COUNTY COURTHOUSE |
| Legal Tract | 1 |
| Legal Lot Number | 1A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11002 |
Source: Madison County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1913 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 5, 2018 | Deed, Transfer · VA Mortgage PRO MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Mar 5, 2018 · Amount on Record |
| Deed Document Number | 202614361575 |
| Deed Book / Page | 885 / 333 |
| Prior Transfer Date | Jun 29, 2006 |
| Prior Transfer Doc | 0D0609/708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 10, 2026 |
| Property Address | 1913 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Document Number | 0014361575 |
| Book / Page | 885 / 333 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202614361575 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,368.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1913 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Document Number | 0014361575, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2483/348 |
| Instrument | 202614361575 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1913 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2184/172 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | M2184/172 |
| Instrument | 2014107444 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1913 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | BOSTON NATIONAL TITLE LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | D2025/553 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | D2025/553 |
| Instrument | 2014030079 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 5, 2018 |
| Property Address | 1913 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Document Number | D00756/428 |
| Book / Page | D00756 / 428 |
| Map Reference | CAB23 SL306 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 2013972448 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | BLUESTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4481 BAY BEACH LN, 4481, FORT MYERS BEACH, FL 33931-5909 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 1913 SPEEDWELL RD, RICHMOND, KY 40475-9529 |
| Document Number | 2013972449 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 2013972449 |
| Name | PRO MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,804.00 (+2.37%) | $297,400 (+5.31%) | $297,400 (+5.31%) |
| 2023 | $2,739.00 | $282,400 | $282,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures