1925 Plz Topacio, Unit 129, Chula Vista, CA 91913 Property Records

San Diego County property record for 1925 Plz Topacio, Unit 129, Chula Vista, CA 91913

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,710 sqft · built 2019
Owner2 Individual Names on File
Last Sale$715,090 (Jul 2022)
Tax Bill$13,656 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN644-061-34-10

Property Details

APN / Parcel Number

Primary APN644-061-34-10

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,710 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1925 PLAZA TOPACIO, 129
CityCHULA VISTA
StateCA
Zip91913-3388
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC
Legal DescriptionLOT 828 US 129 PER DOC18-0408024&UND INT IN MODULE J TR 016160
Legal SubdivisionOTAY RANCH VILLAGE 3 NORTH CHU
Legal Tract016160
Legal Block3
Legal Lot Number828
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1925 PLAZA TOPACIO, 129, CHULA VISTA, CA 91913-3388
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 11, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2022 · Amount on File
Deed SaleJul 5, 2022 · Amount on File
Prior SaleApr 17, 2019
Deed Document Number2022273957
Record UpdatedSep 20, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 5, 2022
Property Address1925 PLAZA TOPACIO UNIT 129, 129, CHULA VISTA, CA 91913-3388
Document Number0000273957
Map ReferenceDOC 2018-0408024
Instrument DateJun 13, 2022
Instrument2022-0273957
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1925 PLAZA TOPACIO UNIT 129, 129, CHULA VISTA, CA 91913-3388

Mortgage

Document Number0000273958
DateJul 5, 2022
Instrument2022-0273958
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1925 PLAZA TOPACIO UNIT 129, 129, CHULA VISTA, CA 91913-3388
Document Number0000082495
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1925 PLAZA TOPACIO #129 CHULA VISTA CA 919133388, 129, CHULA VISTA, CA 91913-3388

Mortgage

Document Number0000082495
DateFeb 19, 2020
Instrument82495
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 18, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$758,762 (+2%) Land $342,788 Building $415,974
2025$13,656.00 (+7.85%) Homeowner's exemption$743,885 (+7.97%) Land $336,067 Building $407,818
2023$12,662.00 (+26.82%) Homeowner's exemption$689,000 Land $311,000 Building $378,000
2022$9,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

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