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1925 Plz Topacio, Unit 128, Chula Vista, CA 91913 Property Records

San Diego County property record for 1925 Plz Topacio, Unit 128, Chula Vista, CA 91913

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,495 sqft · built 2019
OwnerCompany Name on File
Last Sale$418,000 (Apr 2019)
Tax Bill$10,132 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN644-061-34-09

Property Details

APN / Parcel Number

Primary APN644-061-34-09

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,495 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1925 PLAZA TOPACIO, 128
CityCHULA VISTA
StateCA
Zip91913-3388
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC
Legal DescriptionLOT 828 US 128 PER DOC18-0408024&UND INT IN MODULE J TR 016160
Legal SubdivisionCHULA VISTA 16-02 OTAY RANCH V
Legal Tract016160
Legal Block3
Legal Lot Number828
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3225 CASCADES TRL SE, RIO RANCHO, NM 87124-3661
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 13, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2019 · Amount on File
Deed SaleApr 30, 2019 · Amount on File
Deed Document Number2019157712
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1925 PLAZA TOPACIO UNIT 128, 128, CHULA VISTA, CA 91913-3388
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 PLAZA TOPACIO 128, 128, CHULA VISTA, CA 91913-3388

Mortgage

Document Number0000672656
DateOct 30, 2020
Instrument2020-0672656
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1925 PLAZA TOPACIO UNIT 128, 128, CHULA VISTA, CA 91913-3388
Document Number0000065713
Instrument DateJan 13, 2020
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 PLAZA TOPACIO 128 128 CHULA VISTA CA 91913, CHULA VISTA, CA 91913

Mortgage

Document Number0000065713
DateFeb 10, 2020
Instrument65713
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 9, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$475,608 (+2%) Land $218,460 Building $257,148
2025$10,132.00 (+5.4%)$466,283 (+4.04%) Land $214,177 Building $252,106
2023$9,613.00 (+2.98%)$448,178 Land $205,861 Building $242,317
2022$9,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Starlink
Satellite		280 / 30

May also be available: Verizon.

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