1925 Morgan Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1925 Morgan Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 974 sqft · built 1956
Lot Size	0.181 acres (7,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,600 (May 2026)
Tax Bill	$5,200 (2024)
Deeds & Mortgages	Feb 2021 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-21-0012`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-21-0012`
Alternative APNs	`8225495` `257719`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,865 sqft (0.181 acres)
Lot Dimensions	143 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	257719
Street Address	1925 MORGAN AVE
City	SAINT PAUL
State	MN
Zip	55116-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISANZ HIGHLAND PLAINS E 1 FT OF LOT 2 AND ALL OF LOT 3 BLK 1
Legal Range	23
Legal Township	28
Legal Section	21
Legal Subdivision	BISANZ HIGHLAND PLAINS
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4004
Census Tract	37601

Owner

Source: Ramsey County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1925 MORGAN AVE, SAINT PAUL, MN 55116-2741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Mar 24, 2008 · Amount on Record
Deed Document Number	20262815669
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1925 MORGAN AVE, SAINT PAUL, MN 55116-2741
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02691755
Date	Feb 26, 2021
Instrument	T02691755

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 12, 2026
Property Address	1925 MORGAN AVE, SAINT PAUL, MN 55116-2741
Document Number	0002815669
Instrument Date	May 4, 2026
Instrument	2026.2815669
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	WATERMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,101.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1925 MORGAN AVE, SAINT PAUL, MN 55116-2741

Mortgage

Document Number	0002815670,
Date	May 12, 2026
Instrument	2026.2815670

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,400 (+14.46%) Land $91,200 Building $298,200	$389,400 (+14.46%) Land $91,200 Building $298,200
2024	$5,200.00 (-7.74%)
2023	$5,636.00 Homeowner's exemption	$340,200 Land $91,200 Building $249,000	$340,200 Land $91,200 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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