1913 Morgan Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1913 Morgan Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,457 sqft · built 1956
Lot Size	0.178 acres (7,755 sqft)
Owner	Individual Name on File
Last Sale	$390,900 (Mar 2026)
Tax Bill	$4,450 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-21-0014`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-21-0014`
Alternative APNs	`8514199` `572650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1967
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	7,755 sqft (0.178 acres)
Lot Dimensions	141 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	572650
Street Address	1913 MORGAN AVE
City	SAINT PAUL
State	MN
Zip	55116-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISANZ HIGHLAND PLAINS LOT 5 BLK 1
Legal Range	23
Legal Township	28
Legal Section	21
Legal Subdivision	BISANZ HIGHLAND PLAINS
Legal Block	1
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4004
Census Tract	37601

Owner

1913 Morgan Ave is owned and occupied by an individual who bought it in March 2026.

Source: Ramsey County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1913 MORGAN AVE, SAINT PAUL, MN 55116-2741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Sep 10, 2001 · Amount on File
Deed Document Number	20262812497
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1913 MORGAN AVE, SAINT PAUL, MN 55116-2741
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 MORGAN AVE, SAINT PAUL, MN 55116-2741

Mortgage

Document Number	0T02802548
Date	Sep 26, 2025
Instrument	T02802548

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 20, 2026
Property Address	1913 MORGAN AVE, SAINT PAUL, MN 55116-2741
Document Number	0T02812497
Instrument Date	Mar 13, 2026
Instrument	T02812497
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,289.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 MORGAN AVE, SAINT PAUL, MN 55116-2741

Mortgage

Document Number	0T02812498
Date	Mar 20, 2026
Instrument	T02812498

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1913 MORGAN AVE, SAINT PAUL, MN 55116-2741
Document Number	0004818169
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 MORGAN AVE ST PAUL MN 551162741, ST PAUL, MN 55116-2741

Mortgage

Document Number	0004818169
Date	Jun 23, 2020
Instrument	4818169

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1913 MORGAN AVE, SAINT PAUL, MN 55116-2741
Document Number	0002612560
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 MORGAN AVE ST PAUL MN 551162741, ST PAUL, MN 55116-2741

Mortgage

Document Number	0002612560
Date	Apr 23, 2018
Instrument	2612560

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$314,000 Land $91,200 Building $222,800	$314,000 Land $91,200 Building $222,800
2024	$4,450.00 (+1.04%)
2023	$4,404.00 Homeowner's exemption	$294,100 Land $91,200 Building $202,900	$294,100 Land $91,200 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1913 Morgan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1913 Morgan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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