1925 Ferguson St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1925 Ferguson St, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,088 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$161,500 (Oct 2008)
Tax Bill	$5,863 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.9-12-11`

Property Details

APN / Parcel Number

Primary APN	`422800 59.9-12-11`
Alternative APN	`280005900900120110000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,332 sqft
Upper Floors Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	125 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1925 FERGUSON ST
City	SCHENECTADY
State	NY
Zip	12303-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,G,DM,FP,ADD MANAS #2 - G 2.-179-7
Legal Block	12
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	4
Census Block	4008
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.9-12-11

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1925 FERGUSON ST, SCHENECTADY, NY 12303-4022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2008 · Amount on Record
Deed Sale	Oct 15, 2008 · Amount on Record
Prior Sale	Dec 13, 1994 · Amount on Record
Deed Book / Page	1791 / 548
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1925 FERGUSON ST, SCHENECTADY, NY 12303-4022
Transaction Type	Mortgage
Record Updated	Dec 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 FERGUSON ST, SCHENECTADY, NY 12303-4022

Mortgage

Document Number	0000060776
Date	Nov 17, 2022
Book Page	5271/712
Instrument	202260776

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	DES MOINES, IA 50940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Sep 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1925 FERGUSON ST, SCHENECTADY, NY 12303-4022
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	GRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 FERGUSON ST, SCHENECTADY, NY 12303-4022

Mortgage

Document Number	0000057179
Date	Nov 15, 2021
Book Page	5167/560
Instrument	202157179

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,863.00	$160,000 (-) Land $6,800 Building $153,200	$246,200 (+16.96%) Land $10,463 Building $235,737
2023		$160,000 Land $6,800 Building $153,200	$210,500 Land $8,946 Building $201,554

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 518 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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