1. Home
  2. New York
  3. Schenectady
  4. Ferguson St

1908 Ferguson St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1908 Ferguson St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,380 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2015)
Tax Bill$5,020.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.9-12-21
Alternative APN
  • 280005900900120210000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,380 sqft Living Area
1st Floor920 sqft 1st Floor
Upper Floors460 sqft Upper Floors
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2000
Architectural StyleCape Cod Style
Exterior MaterialBrick Exterior
Lot Area6,534 sqft (0.15 acres)
Depth X Width125 ft x 54 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area200 sqft Garage
Porch Area100 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1908 FERGUSON ST
CitySCHENECTADY
StateNY
Zip12303-4023
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,BK HAM - 41, PT 40 2.-167-7
Legal Block12
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup4
Census Block4009
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.9-12-21

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1908 FERGUSON ST, SCHENECTADY, NY 12303-4023
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 08, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 07, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Sep 01, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 14, 2015 · Amount on Record
Deed SaleJan 14, 2015 · Amount on Record
Prior SaleSep 14, 2009 · Amount on Record
Deed Book / Page1908 / 160
Prior Transfer DateMay 20, 2003
Prior Transfer Doc1651000862
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1908 FERGUSON ST, SCHENECTADY, NY 12303-4023
Transaction TypeMortgage
Record UpdatedMar 14, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 TOWER ST, SCHENECTADY, NY 12303-4006

Mortgage

Document Number0000004344
DateJan 24, 2023
Book Page5285/334
Instrument202304344
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueDec 01, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1908 FERGUSON ST, SCHENECTADY, NY 12303-4023
Transaction TypeMortgage
Record UpdatedJul 06, 2022
Title CompanySERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 TOWER ST, SCHENECTADY, NY 12303-4006

Mortgage

Document Number0000030338
DateJun 08, 2022
Book Page5232/839
Instrument202230338
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term354 Months
DueDec 01, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1908 FERGUSON ST, SCHENECTADY, NY 12303-4023
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001100
DateJan 07, 2022
Book Page5187/577
Instrument202201100
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressGREENVILLE, SC 29601
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 01, 2021
Property Address1908 FERGUSON ST, SCHENECTADY, NY 12303-4023
Document Number0000043113
Book / Page2066 / 392
Instrument DateJul 26, 2021
Instrument202143113
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyA AND G TITLE AND SETTLEMENT SERVICES, A AND G TITLE AND STLMT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1908 FERGUSON ST, 1908, SCHENECTADY, NY 12303-4023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 FERGUSON ST, SCHENECTADY, NY 12303-4023
InvestorPossibly a Property Investor

Mortgage

Document Number0000043114
DateSep 01, 2021
Instrument202143114
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,020.00$137,000 (-) Land $6,800 Building $130,200$210,800 (+16.92%) Land $10,463 Building $200,337
2023$137,000 Land $6,800 Building $130,200$180,300 Land $8,949 Building $171,351

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ferguson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures