1925 Cox Neck Rd, Chester, MD 21619 Property Records

Queen Anne's County property record for 1925 Cox Neck Rd, Chester, MD 21619

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,233 sqft · built 1998
Lot Size3.6 acres (156,816 sqft)
Owner2 Trust Names on Record
Last Sale$237,000 (Oct 1997)
Tax Bill$11,572 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN04-087240

Property Details

APN / Parcel Number

Primary APN04-087240
Alternative APNs
  • 4087240
  • 087240

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,233 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area156,816 sqft (3.6 acres)
View / LotWaterfront
Garage TypeBuilt-in
Garage Area758 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchSlab
Porch Area320 sqft
Deck Area650 sqft
Shed1 Shed
Shed Area192 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number087240
Street Address1925 COX NECK RD
CityCHESTER
StateMD
Zip21619-2313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-2
Legal DescriptionLOT 6 3.6 ACRES ISLAND VIEW
Legal SubdivisionISLAND VIEW
Legal Lot Number6
JurisdictionQUEEN ANNE'S MD
Township / Civil Division4, KENT ISLAND
Census Block Group2
Census Block2025
Census Tract811000

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address1925 COX NECK RD, CHESTER, MD 21619-2313
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Commercial Mortgage
HORIZON FARM CREDIT ACA
Sep 16, 2025Deed of Trust, Mortgage · Commercial Mortgage
HORIZON FARM CREDIT ACA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 1997 · Amount on Record
Deed SaleOct 10, 1997 · Amount on Record
Prior SaleDec 9, 1983 · Amount on Record
Deed Document Number1997856
Deed Book / Page587 / 92
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address1925 COX NECK RD, CHESTER, MD 21619-2313
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 COX NECK RD, CHESTER, MD 21619-2313

Mortgage

Document Number0046460250
DateOct 1, 2025
Book Page4646/250
Lender
NameHORIZON FARM CREDIT ACA
TypeBank
AddressMECHANICSBURG, PA 17050
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address1925 COX NECK RD, CHESTER, MD 21619-2313
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 COX NECK RD, CHESTER, MD 21619-2313

Mortgage

Document Number0046370197
DateSep 16, 2025
Book Page4637/197
Lender
NameHORIZON FARM CREDIT ACA
TypeBank
AddressMECHANICSBURG, PA 17050
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,312,300 (+25.98%) Land $606,000 Building $706,300$1,312,300 (+25.98%) Land $606,000 Building $706,300
2025$11,572.00 (+17.94%)
2023$9,812.00$1,041,700 Land $506,000 Building $535,700$1,041,700 Land $506,000 Building $535,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims94 (1979–2024)
Claims Outside the SFHA13 of 94
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 60 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

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