1908 Cox Neck Rd, Chester, MD 21619 Property Records

Queen Anne's County property record for 1908 Cox Neck Rd, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,013 sqft · built 1995
Lot Size	5.97 acres (260,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Nov 2005)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-074513`

Property Details

APN / Parcel Number

Primary APN	`04-074513`
Alternative APNs	`4074513` `074513`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,013 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	260,053 sqft (5.97 acres)
Garage Type	Mixed
Garage Area	1,168 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Slab
Porch Area	204 sqft
Deck Area	340 sqft
Shed	1 Shed
Shed Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	074513
Street Address	1908 COX NECK RD
City	CHESTER
State	MD
Zip	21619-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-2
Legal Description	PARCEL 3- 5.975 AC OLD POINT ESTATES W/SIDE COX NECK ROAD
Legal Subdivision	OLD POINT ESTATES
Legal Lot Number	3
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2018
Census Tract	811000

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 COX NECK RD, CHESTER, MD 21619-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP
Mar 20, 2018	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2005 · Amount on Record
Deed Sale	Nov 16, 2005 · Amount on Record
Prior Sale	May 10, 1995 · Amount on Record
Deed Document Number	200551872
Deed Book / Page	1481 / 550
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1908 COX NECK RD, CHESTER, MD 21619-2310
Document Number	0033310070
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 COX NECK RD CHESTER MD 216192310, CHESTER, MD 21619-2310

Mortgage

Document Number	0033310070
Date	May 12, 2020
Book Page	003331/000070

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1908 COX NECK RD, CHESTER, MD 21619-2310
Document Number	0028720054
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	QUICK CLOSE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 COX NECK RD CHESTER MD 216192310, CHESTER, MD 21619-2310

Mortgage

Document Number	0028720054
Date	Mar 27, 2018
Book Page	002872/000054

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,300 (+21.62%) Land $244,900 Building $328,400	$573,300 (+21.62%) Land $244,900 Building $328,400
2025	$4,978.00 (+12.12%) Homeowner's exemption
2023	$4,440.00 Homeowner's exemption	$471,400 Land $244,800 Building $226,600	$471,400 Land $244,800 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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