1925 Cogdill Trce, Middleburg, FL 32068 Property Records

Clay County property record for 1925 Cogdill Trce, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$353,400 (Jan 2022)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-04-25-008166-005-29`

Property Details

APN / Parcel Number

Primary APN	`34-04-25-008166-005-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,605 sqft Heated Area
Gross Area	2,394 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1925 COGDILL TRCE
City	MIDDLEBURG
State	FL
Zip	32068-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 LAUREL GROVE ESTATES ASREC O R 4564 PG 425
Legal Subdivision	LAUREL GROVE ESTATES
Legal Lot Number	29
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30905

Owner

Source: Clay County records · APN 34-04-25-008166-005-29

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1925 COGDILL TRCE, MIDDLEBURG, FL 32068-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	2022005921
Deed Book / Page	4564 / 425
Record Updated	Jun 08, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 27, 2022
Property Address	1925 COGDILL TRCE, MIDDLEBURG, FL 32068-7601
Document Number	0045640425
Book / Page	4564 / 425
Map Reference	MB 64 PG 12-15
Instrument Date	Jan 07, 2022
Instrument	2022005921
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2023
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,473.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 COGDILL TRCE, MIDDLEBURG, FL 32068-7601

Mortgage

Document Number	0004564426
Date	Jan 27, 2022
Instrument	4564/426

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00 (-10.49%)	$285,912 (-4.52%) Land $55,000 Building $230,912	$285,912 (-4.52%) Land $55,000 Building $230,912
2023	$4,871.00 (+9.02%)	$299,461 (+7.02%) Land $55,000 Building $244,461	$299,461 (+7.02%) Land $55,000 Building $244,461
2022	$4,468.00	$279,829 Land $45,000 Building $234,829	$279,829 Land $45,000 Building $234,829

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.