1915 Cogdill Trce, Middleburg, FL 32068 Property Records

Clay County property record for 1915 Cogdill Trce, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,387 sqft · built 2022
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$365,100 (Mar 2022)
Tax Bill$5,007 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-04-25-008166-005-32

Property Details

APN / Parcel Number

Primary APN34-04-25-008166-005-32

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,387 sqft Heated Area
Gross Area3,055 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1915 COGDILL TRCE
CityMIDDLEBURG
StateFL
Zip32068-7601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 LAUREL GROVE ESTATES ASREC O R 4579 PG 350
Legal SubdivisionLAUREL GROVE ESTATES
Legal Lot Number32
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2000
Census Tract30905

Owner

Source: Clay County records · APN 34-04-25-008166-005-32

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1915 COGDILL TRCE, MIDDLEBURG, FL 32068-7601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2022 · Amount on Record
Deed SaleMar 03, 2022 · Amount on Record
Deed Document Number2022014299
Deed Book / Page4579 / 350
Record UpdatedJun 08, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateMar 03, 2022
Property Address1915 COGDILL TRCE, MIDDLEBURG, FL 32068-7601
Document Number0045790350
Book / Page4579 / 350
Map ReferenceMB 64 PG 12-15
Instrument DateFeb 24, 2022
Instrument2022014299
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 24, 2023
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,555.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address1915 COGDILL TRCE, MIDDLEBURG, FL 32068-7601

Mortgage

Document Number0004579351
DateMar 03, 2022
Instrument4579/351
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,007.00 (+43.84%) Homeowner's exemption$368,432 (-4.56%) Land $55,000 Building $313,432$368,432 (-4.56%) Land $55,000 Building $313,432
2023$3,481.00 (+702.07%) Homeowner's exemption Veteran's exemption$386,019 (+757.82%) Land $55,000 Building $331,019$386,019 (+757.82%) Land $55,000 Building $331,019
2022$434.00$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190309052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims6 (2021–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimDec 2023, river or lake flooding

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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