1925 46th Ave, Apt 169, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 169, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 990 sqft · built 1973
Lot Size	0.021 acres (915 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Jun 2026)
Tax Bill	$7,772 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-581-89`

Property Details

APN / Parcel Number

Primary APN	`034-581-89`
Alternative APN	`034-581-89-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	990 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	915 sqft (0.021 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 46TH AVE, 169
City	CAPITOLA
State	CA
Zip	95010-2642
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	PATIO P-169
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 GORDON RD, WALNUT CREEK, CA 94598-4801
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 4, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Jul 27, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	202612630
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0000026991
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 4, 2026
Property Address	1925 46TH AVE, 169, CAPITOLA, CA 95010-2642
Document Number	0000012630
Instrument Date	May 28, 2026
Instrument	202612630
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$67,771.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	197 GORDON RD, WALNUT CREEK, CA 94598-4801

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1925 46TH AVE APT 169, 169, CAPITOLA, CA 95010-2642
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE 169, 169, CAPITOLA, CA 95010-2642

Mortgage

Document Number	0000029122
Date	May 24, 2021
Instrument	2021-0029122

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 4, 2018
Property Address	1925 46TH AVE APT 169, 169, CAPITOLA, CA 95010-2642
Document Number	0000026991
Instrument Date	Aug 30, 2018
Instrument	26991
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1925 46TH AVE #169 CAPITOLA CA 950102642, 169, CAPITOLA, CA 95010-2642

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 27, 2018
Property Address	1925 46TH AVE APT 169, 169, CAPITOLA, CA 95010-2642
Document Number	0000022972
Instrument Date	Jul 10, 2018
Instrument	2018-0022972
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1925 46TH AVE APT 169, 169, CAPITOLA, CA 95010-2642

Mortgage

Document Number	0000022973
Date	Jul 27, 2018
Instrument	2018-0022973

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,982 (+2%) Land $351,589 Building $234,393
2025	$7,772.00 (+10.37%)	$574,492 (+4.04%) Land $344,695 Building $229,797
2023	$7,042.00 (+1.32%)	$552,184 Land $331,310 Building $220,874	$519,840
2022	$6,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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