1925 46th Ave, Apt 164, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 164, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,084 sqft · built 1973
Lot Size	0.025 acres (1,089 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Mar 2022)
Tax Bill	$10,929 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-591-82`

Property Details

APN / Parcel Number

Primary APN	`034-591-82`
Alternative APN	`034-591-82-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,084 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,089 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 46TH AVE, 164
City	CAPITOLA
State	CA
Zip	95010-2641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	VILLAS/CAPITOLA
Legal Lot Number	1-4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1925 46TH AVE, 164, CAPITOLA, CA 95010-2641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 14, 2022	Correction Deed FIRST AMERICAN TITLE COMPANY
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jan 19, 1996 · Amount on Record
Deed Document Number	20228300
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0000057260
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 14, 2022
Property Address	1925 46TH AVE APT 164, 164, CAPITOLA, CA 95010-2641
Document Number	0000008300
Instrument Date	Mar 4, 2022
Instrument	2022-0008300
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2525 DELLWOOD DR, LAKE OSWEGO, OR 97034-6717

Mortgage

Document Number	0000008301
Date	Mar 14, 2022
Instrument	2022-0008301

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 14, 2022
Property Address	1925 46TH AVE APT 164, 164, CAPITOLA, CA 95010-2641
Document Number	0000008299
Instrument Date	Mar 4, 2022
Instrument	2022-0008299
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1925 46TH AVE APT 164, 164, CAPITOLA, CA 95010-2641

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 30, 2020
Property Address	1925 46TH AVE APT 164, 164, CAPITOLA, CA 95010-2641
Document Number	0000057260
Instrument Date	Nov 18, 2020
Instrument	57260
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1925 46TH AVE #164 CAPITOLA CA 950102641, 164, CAPITOLA, CA 95010-2641

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$876,771 (+2%) Land $569,901 Building $306,870
2025	$10,929.00 (+9.84%) Homeowner's exemption	$859,578 (+4.04%) Land $558,726 Building $300,852
2023	$9,950.00 (+244.53%) Homeowner's exemption	$826,200 Land $537,030 Building $289,170	$771,570
2022	$2,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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