1925 46th Ave, Apt 111, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 111, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 990 sqft · built 1973
Lot Size	0.021 acres (915 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Jun 2003)
Tax Bill	$5,922 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-581-60`

Property Details

APN / Parcel Number

Primary APN	`034-581-60`
Alternative APN	`034-581-60-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	990 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	915 sqft (0.021 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 46TH AVE, 111
City	CAPITOLA
State	CA
Zip	95010-2633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	VILLAS/CAPITOLA
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 46TH AVE, 111, CAPITOLA, CA 95010-2633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC
Apr 26, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Jul 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 21, 2016	Loan Modification, Mortgage · Line of Credit FIRST TN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2003 · Amount on Record
Deed Sale	Jun 30, 2003 · Amount on Record
Prior Sale	Jul 25, 2000 · Amount on Record
Deed Document Number	200363398
Last Transfer Date	Apr 20, 2022
Transfer Doc	0000013851
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 29, 2022
Property Address	1925 46TH AVE APT 111, 111, CAPITOLA, CA 95010-2633
Document Number	0000013851
Instrument Date	Apr 20, 2022
Instrument	2022-0013851
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE APT 111, 111, CAPITOLA, CA 95010-2633

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 26, 2022
Property Address	1925 46TH AVE APT 111, 111, CAPITOLA, CA 95010-2633
Document Number	0000013354
Instrument Date	Apr 20, 2022
Instrument	2022-0013354
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE APT 111, 111, CAPITOLA, CA 95010-2633

Mortgage

Document Number	0000013355
Date	Apr 26, 2022
Instrument	2022-0013355

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2062

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 28, 2020
Property Address	1925 46TH AVE APT 111, 111, CAPITOLA, CA 95010-2633
Document Number	0000028046
Instrument Date	Mar 31, 2020
Instrument	28046
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1925 46TH AVE #111 CAPITOLA CA 950102633, 111, CAPITOLA, CA 95010-2633

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	1925 46TH AVE APT 111, 111, CAPITOLA, CA 95010-2633
Document Number	0000002382
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Feb 3, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE #111 CAPITOLA CA 950102633, 111, CAPITOLA, CA 95010-2633

Mortgage

Document Number	0000002382
Date	Jan 20, 2017
Instrument	2382

Lender

Name	FIRST TN BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,944 (+2%) Land $251,143 Building $175,801
2025	$5,922.00 (+11.02%) Homeowner's exemption	$418,573 (+4.04%) Land $246,219 Building $172,354
2023	$5,334.00 (+1.54%) Homeowner's exemption	$402,319 Land $236,658 Building $165,661	$528,480
2022	$5,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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