19240 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 19240 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.75 ba · 3,408 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$20,221 (Mar 2021)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	May 2026 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`R001939`

Property Details

APN / Parcel Number

Primary APN	`R001939`
Alternative APN	`319309300039`

Interior

Bedrooms	7 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Building Area	3,408 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	R001939
Street Address	19240 SURFACE CREEK RD
City	CEDAREDGE
State	CO
Zip	81413-8126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19240 SURFACE CREEK RD CEDAREDGE 81413 19244 SURFACE CREEK RD CEDAREDGE 81413 S: 9 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL 10 AC +- S2W2NE4SW4 SEC 9 T13S R94W 6PM BK 446 PG 470 (R-350969) BK 662 PG 323 & 324 BK 686 PG 181 BK 691 PG 948 R-580498
Legal Subdivision	RURAL AREA
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1006
Census Tract	965202

Owner

19240 Surface Creek Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Delta County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19240 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Mar 18, 2021	Quit Claim Deed, Transfer Quitclaim
May 4, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021 · Amount on File
Deed Sale	Mar 18, 2021 · Amount on File
Prior Sale	Sep 16, 2008 · Amount on File
Deed Document Number	2021727269
Last Transfer Date	Aug 13, 2021
Transfer Doc	0000732009
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELTA CO
Recording Date	May 29, 2026
Property Address	19240 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126
Document Number	0000768050
Instrument Date	May 28, 2026
Instrument	2026768050
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19240 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELTA CO
Recording Date	Aug 20, 2021
Property Address	19240 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126
Document Number	0000732009
Instrument Date	Aug 13, 2021
Instrument	732009
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19248 SURFACE CREEK RD, CEDAREDGE, CO 81413

Mortgage

Document Number	0000732010
Date	Aug 20, 2021
Instrument	732010

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELTA CO
Recording Date	Mar 18, 2021
Property Address	19240 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126
Document Number	0000727269
Map Reference	DOC 703162
Instrument Date	Nov 18, 2020
Instrument	727269
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$2.03
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3434 KILDAIRE FARM RD # RD196-135, RD196-135, CARY, NC 27518-2277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 E PRINCE RD, TUSCON, CO 85776

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	May 4, 2018
Property Address	19240 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126
Document Number	0000703162
Instrument Date	May 2, 2018
Instrument	703162
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17158 LEE LN, CEDAREDGE, CO 81413-8247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 E PRINCE RD, TUCSON, AZ 85716-1163

Tax Assessment & Valuation

The 2025 property tax bill for 19240 Surface Creek Rd was $2,231, up 12.1% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (+12.11%)	$35,201 (+9.35%) Land $10,313 Building $24,888	$563,210 Land $165,000 Building $398,210
2024	$1,990.00 (+4.46%)	$32,191 (-) Land $9,018 Building $23,173
2023	$1,905.00 (-10.1%)	$32,191 (-8.76%) Land $9,018 Building $23,173	$480,455 (-5.36%) Land $134,593 Building $345,862
2022	$2,119.00	$35,281 Land $10,425 Building $24,856	$507,646 Land $150,000 Building $357,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19240 Surface Creek Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19240 Surface Creek Rd is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 66% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Elevate Internet Fiber	6,000 / 6,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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