19134 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 19134 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,868 sqft · built 1985
Lot Size	5.25 acres (228,690 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2014)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Oct 2008 Line of Credit May 2014 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`R001944`

Property Details

APN / Parcel Number

Primary APN	`R001944`
Alternative APN	`319309300044`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Building Area	2,868 sqft Living Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	228,690 sqft (5.25 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Account Number	R001944
Street Address	19134 SURFACE CREEK RD
City	CEDAREDGE
State	CO
Zip	81413-8126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19134 SURFACE CREEK RD CEDAREDGE 81413 S: 9 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 5.25+- SEC 9 T13S R94W 6PM PT OF SE4SW4 BEG NE COR S110 E334.6 S8914 W684.1 N51 W335.5 N89*20 E682.4 TO POB BK 472 PG 433 (R-379764) BK 484 PG 721 BK 702 PGS
Legal Subdivision	RURAL AREA
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1006
Census Tract	965202

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19134 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2008	Deed of Trust, Mortgage · Line of Credit SURFACECREEKBANK CENTER MONTROSEBANK
May 5, 2014	Warranty Deed, Transfer MARTHA WHITE MASTERS ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2014 · Amount on Record
Deed Sale	May 5, 2014 · Amount on Record
Prior Sale	Aug 11, 2003 · Amount on Record
Deed Document Number	2014673318
Record Updated	Jun 8, 2026

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	19134 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000629484
Date	Oct 15, 2008
Instrument	629484

Lender

Name	SURFACECREEKBANK CENTER MONTROSEBANK
Address	CEDAREDGE, CO 81413

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 5, 2014
Property Address	19134 SURFACE CREEK RD, CEDAREDGE, CO 81413-8126
Document Number	0000673318
Instrument Date	May 2, 2014
Instrument	673318
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RABBIT RD, CARBONDALE, CO 81623-8736

Mortgage

Document Number	0000673319
Date	May 5, 2014
Instrument	673319

Lender

Name	MARTHA WHITE MASTERS ETAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 2, 2019

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00 (+109.22%)	$22,906 (+103.95%) Land $10,313 Building $12,593	$366,489 (+118.62%) Land $165,000 Building $201,489
2024	$694.00 (+4.52%)	$11,231 (-) Land $7,567 Building $3,664
2023	$664.00 (+4.24%)	$11,231 (+5.91%) Land $7,567 Building $3,664	$167,634 (+9.86%) Land $112,944 Building $54,690
2022	$637.00	$10,604 Land $6,255 Building $4,349	$152,582 Land $90,000 Building $62,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	Corrosion control May 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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