1924 Valley High Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1924 Valley High Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,530 sqft · built 1959
Lot Size	0.291 acres (12,672 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Aug 2013)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-451-004`

Property Details

APN / Parcel Number

Primary APN	`8913-19-451-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Finished Basement	375 sqft
Unfinished Basement	1,530 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,672 sqft (0.291 acres)
Lot Dimensions	132 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1924 VALLEY HIGH DR
City	CEDAR FALLS
State	IA
Zip	50613-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE HEIGHTS ADDITION LOT 4
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	TERRACE HEIGHTS ADDITION
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2500

Owner

1924 Valley High Dr is owned and occupied by an individual who acquired it in September 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 19, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Feb 14, 2022	Intrafamily Transfer, Transfer
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2013 · Amount on File
Deed Sale	Aug 19, 2013 · Amount on File
Deed Document Number	2013201400003758
Last Transfer Date	Sep 17, 2021
Transfer Doc	0000016437
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155

Mortgage

Document Number	202400000957
Date	Jul 21, 2023
Instrument	202400000957

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 VALLEY HIGH DR DRT, CEDAR FALLS, IA 50613-6155

Mortgage

Document Number	202200022620
Date	May 19, 2022
Instrument	202200022620

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001808
Date	Aug 1, 2017
Instrument	2018-00001808

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 14, 2022
Property Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155
Document Number	202200016437
Instrument Date	Sep 17, 2021
Instrument	202200016437
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 8, 2021
Property Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155
Document Number	202200000530
Instrument Date	Jun 24, 2021
Instrument	202200000530
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155

Mortgage

Document Number	202200000531
Date	Jul 8, 2021
Instrument	202200000531

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1924 Valley High Dr was $3,708 with a homeowner's exemption, up 4.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,708.00 (+4.33%) Homeowner's exemption	$257,890 Land $35,280 Building $222,610	$257,890 Land $35,280 Building $222,610
2024	$3,554.00
2023		$231,130 (+21.81%) Land $35,280 Building $195,850	$231,130 Land $35,280 Building $195,850
2022	$3,340.00 Homeowner's exemption	$189,750 Land $35,280 Building $154,470
2021			$189,750 Land $35,280 Building $154,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1924 Valley High Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1924 Valley High Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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