1908 Valley High Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1908 Valley High Dr, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,872 sqft · built 2005
Lot Size0.282 acres (12,276 sqft)
Owner2 Trust Names on File
Tax Bill$6,032 (2025)
Deeds & MortgagesJun 2019 Refinance
Flood ZoneZone X (minimal risk)
APN8913-19-451-031

Property Details

APN / Parcel Number

Primary APN8913-19-451-031

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,872 sqft Living Area
1st Floor Area1,872 sqft
Basement Area1,872 sqft
Finished Basement450 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,276 sqft (0.282 acres)
Lot Dimensions132 ft deep x 93 ft wide
Garage TypeAttached
Garage Area820 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area392 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1908 VALLEY HIGH DR
CityCEDAR FALLS
StateIA
Zip50613-6155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIARWOOD HILLS 6TH ADDITION LOT 74
Legal Range13W
Legal Township89N
Legal Section19
Legal SubdivisionBRIARWOOD HILLS 6TH ADDITION
Legal Lot Number74
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group1
Census Block1000
Census Tract2500

Owner

1908 Valley High Dr is owner-occupied and held in a trust.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address1908 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1908 VALLEY HIGH DR, CEDAR FALLS, IA 50613-6155
Transaction TypeMortgage
Record UpdatedJul 17, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900019016
DateJun 18, 2019
Instrument201900019016
Lender
NameMIDWESTONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueJul 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Valley High Dr was $6,032 with a homeowner's exemption, up 0.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,032.00 (+0.33%) Homeowner's exemption$436,320 Land $66,080 Building $370,240$436,320 Land $66,080 Building $370,240
2024$6,012.00
2023$406,030 (+24.86%) Land $66,080 Building $339,950$406,030 Land $66,080 Building $339,950
2022$5,778.00 Homeowner's exemption$325,200 Land $66,080 Building $259,120
2021$325,200 Land $66,080 Building $259,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Valley High Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Valley High Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on Valley High Dr

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