1924 E McElroy Rd, Stillwater, OK 74075 Property Records

Payne County property record for 1924 E McElroy Rd, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,803 sqft · built 1960
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Apr 2022)
Tax Bill	$2,789 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19N02E-12-2-SM130-000-0004A`

Property Details

APN / Parcel Number

Primary APN	`19N02E-12-2-SM130-000-0004A`
Alternative APNs	`600018368` `18368`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,803 sqft Living Area
1st Floor Area	1,803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	300 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	300 sqft

Exterior Amenities

Porch	Slab
Porch Area	823 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18368
Street Address	1924 E MCELROY RD
City	STILLWATER
State	OK
Zip	74075-7316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCNEFF ACRES PT LOTS 3-4 BEG 115'W SE/C LOT 3; N-300' W-130' S-300' E-130' POB
Legal Range	02E
Legal Township	19N
Legal Section	12
Legal Subdivision	MCNEFF ACRES
Legal Lot Number	3,4
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3010
Census Tract	10101

Owner

Source: Payne County assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 701894, TULSA, OK 74170-1894
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 29, 2024	Warranty Deed, Transfer · Commercial Mortgage REGENT BANK
Apr 7, 2022	Warranty Deed, Transfer · Commercial Mortgage STRIDE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	20223801
Deed Book / Page	2690 / 349
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000003457
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1924 E MCELROY RD, STILLWATER, OK 74075-7316
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7724 S QUEBEC AVE, TULSA, OK 74136-8103

Mortgage

Document Number	0027910784
Date	Mar 19, 2024
Book Page	2791/784
Instrument	I-2024-002274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Apr 7, 2026
Property Address	1924 E MCELROY RD, STILLWATER, OK 74075-7316
Document Number	0000003458
Book / Page	2930 / 595
Instrument Date	Mar 26, 2026
Instrument	20263458
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Apr 7, 2026
Property Address	1924 E MCELROY RD, STILLWATER, OK 74075-7316
Document Number	0000003457
Book / Page	2930 / 593
Instrument Date	Mar 26, 2026
Instrument	20263457
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	7724 S QUEBEC AVE, TULSA, OK 74136-8103

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	May 29, 2024
Property Address	1924 E MCELROY RD, STILLWATER, OK 74075-7316
Document Number	0028030722
Book / Page	2803 / 722
Instrument Date	May 24, 2024
Instrument	I-2024-004897
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7724 S QUEBEC AVE, TULSA, OK 74136-8103

Mortgage

Document Number	I2024004898
Date	May 29, 2024
Instrument	I-2024-004898

Lender

Name	REGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 23, 2027

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Apr 7, 2022
Property Address	1924 E MCELROY RD, STILLWATER, OK 74075-7316
Document Number	0026900349
Book / Page	2690 / 349
Instrument Date	Mar 31, 2022
Instrument	I-2022-003801
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1800 BENTLEY DR, FRISCO, TX 75033-5242

Mortgage

Document Number	I2022003803
Date	Apr 7, 2022
Instrument	I-2022-003803

Lender

Name	STRIDE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,789.00 (+3.14%)	$26,594 (-) Land $4,658 Building $21,936
2024	$2,704.00 (+5.21%)	$26,594 (+5%) Land $4,658 Building $21,936	$244,040 (+9.84%) Land $42,750 Building $201,290
2023	$2,570.00 (+59.33%)	$25,328 (+49.53%) Land $4,873 Building $20,455	$222,180 (+14.5%) Land $42,750 Building $179,430
2022	$1,613.00 Homeowner's exemption	$16,938 Land $3,164 Building $13,774	$194,050 Land $36,250 Building $157,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clarity Telecom Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Central Rural Electric Cooperative.

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