1702 E McElroy Rd, Stillwater, OK 74075 Property Records

Payne County property record for 1702 E McElroy Rd, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,007 sqft · built 1959
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Oct 2008)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-12-2-SM130-000-0005A`

Property Details

APN / Parcel Number

Primary APN	`19N02E-12-2-SM130-000-0005A`
Alternative APNs	`600018361` `18361`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,007 sqft Living Area
1st Floor Area	2,007 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	300 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	368 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	496 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18361
Street Address	1702 E MCELROY RD
City	STILLWATER
State	OK
Zip	74075-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCNEFF ACRES PT LOTS 4-5 BEG 140'W SE/C LOT 4; N-300' W-130' S-300' E-130' POB
Legal Range	02E
Legal Township	19N
Legal Section	12
Legal Subdivision	MCNEFF ACRES
Legal Lot Number	4,5
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3010
Census Tract	10101

Owner

Source: Payne County assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1702 E MCELROY RD, STILLWATER, OK 74075-7315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage OKUNITY FEDERAL CREDIT UNION
Aug 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2008 · Amount on Record
Deed Sale	Oct 23, 2008 · Amount on Record
Prior Sale	Oct 23, 2008 · Amount on Record
Deed Document Number	200815223
Deed Book / Page	1803 / 250
Last Transfer Date	Aug 20, 2020
Transfer Doc	0025830091
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1702 E MCELROY RD, STILLWATER, OK 74075-7315
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028950350
Date	Oct 10, 2025
Book Page	2895/350
Instrument	I-2025-011322

Lender

Name	OKUNITY FEDERAL CREDIT UNION
Type	Credit Union
Address	311 E MCELROY RD, STILLWATER, OK 74075

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 6, 2035

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAYNE OK
Recording Date	Aug 27, 2020
Property Address	1702 E MCELROY RD, STILLWATER, OK 74075-7315
Document Number	0025830091
Book / Page	2583 / 91
Instrument Date	Aug 20, 2020
Instrument	2020-009348
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1702 E MCELROY RD, STILLWATER, OK 74075-7315
Investor	Possibly a Property Investor

Mortgage

Document Number	2020009349
Date	Aug 27, 2020
Instrument	2020-009349

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (+2.83%) Homeowner's exemption	$16,316 (-) Land $2,830 Building $13,486
2024	$1,557.00 (+3.39%) Homeowner's exemption	$16,316 (+3%) Land $2,830 Building $13,486	$246,410 (+7.89%) Land $42,750 Building $203,660
2023	$1,506.00 (+3.43%) Homeowner's exemption	$15,841 (+3%) Land $2,965 Building $12,876	$228,380 (+42.84%) Land $42,750 Building $185,630
2022	$1,456.00 Homeowner's exemption	$15,380 Land $3,487 Building $11,893	$159,880 Land $36,250 Building $123,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clarity Telecom Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Central Rural Electric Cooperative.

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