1924 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1924 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1953
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Oct 2024)
Tax Bill	$719 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2024 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`156P K 011`

Property Details

APN / Parcel Number

Primary APN	`156P K 011`
Alternative APN	`0000094625`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000094625
Street Address	1924 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 65 66 RUOFFS ADDN PB 6 PG 56
Legal Subdivision	RUOFFS ADDITION
Legal Lot Number	65
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2050
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 9812, CHATTANOOGA, TN 37412-0812
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage EMERSON RUSSELL TRUST
Oct 9, 2024	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC
May 13, 2024	Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND I LLC
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Apr 16, 2018	Warranty Deed, Transfer TITLE SERVICES/TN
Mar 13, 2018	Quit Claim Deed, Transfer · Line of Credit MORTGAGE INVTRS SECURITIES
Jan 31, 2018	Warranty Deed, Transfer · Line of Credit CAREY THORNHILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on Record
Deed Sale	Oct 9, 2024 · Amount on Record
Prior Sale	May 13, 2024 · Amount on Record
Deed Document Number	202429
Deed Book / Page	13728 / 368
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1924 E 32ND ST, CHATTANOOGA, TN 37407-1722
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, CHOICE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000207
Date	Oct 29, 2024
Book Page	13745/882
Instrument	2024102900207

Lender

Name	EMERSON RUSSELL TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Apr 25, 2025

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 9, 2024
Property Address	1924 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0000000029
Book / Page	13728 / 368
Map Reference	MB 6 PG 57
Instrument Date	Oct 8, 2024
Instrument	2024100900029
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount Recorded
Tax	$691.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9812, CHATTANOOGA, TN 37412-0812

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 13, 2024
Property Address	1924 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0000000155
Book / Page	13590 / 421
Map Reference	MB 6 PG 57
Instrument Date	May 6, 2024
Instrument	2024051300155
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3496, CHATTANOOGA, TN 37404-0496
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000156
Date	May 13, 2024
Instrument	2024051300156

Lender

Name	BELL ROCK INCOME FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1924 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0326000078
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1924 E 32ND ST CHATTANOOGA TN 374071722, CHATTANOOGA, TN 37407-1722

Mortgage

Document Number	0326000078
Date	Mar 26, 2019
Book Page	011596/000661
Instrument	190326000078

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2039

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 16, 2018
Property Address	1924 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0000000148
Book / Page	011320 / 000297
Instrument Date	Apr 12, 2018
Instrument	148
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	TITLE SERVICES/TN

Transaction

Amount	Amount Recorded
Tax	$118.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 OLD HICKORY BLVD #140 BRENTWOOD TN 370273947, 140, BRENTWOOD, TN 37027-3947

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 13, 2018
Property Address	1924 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0000000167
Book / Page	011292 / 000201
Instrument Date	Mar 9, 2018
Instrument	167
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Tax	$129.50
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 97 HIXSON TN 373430097, HIXSON, TN 37343-0097

Mortgage

Document Number	168
Date	Mar 13, 2018
Book Page	011290/000437
Instrument	168

Lender

Name	MORTGAGE INVTRS SECURITIES
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 31, 2018
Property Address	1924 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0000000100
Book / Page	011260 / 000977
Instrument Date	Jan 23, 2018
Instrument	100
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	TITLE SERVICES/TN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 NORTHROP ST LUPTON CITY TN 373510427, LUPTON CITY, TN 37351-0427

Mortgage

Document Number	101
Date	Jan 31, 2018
Book Page	011260/000979
Instrument	101

Lender

Name	CAREY THORNHILL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (+155.87%)	$47,450 (+276.59%)	$189,800 (+276.59%) Land $37,500 Building $152,300
2024	$281.00	$12,600 (-)	$50,400 (-) Land $12,500 Building $37,900
2023	$281.00	$12,600 (-)	$50,400 (-) Land $12,500 Building $37,900
2022	$281.00	$12,600	$50,400 Land $12,500 Building $37,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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