1923 Franklin Ave, Waco, TX 76701 Property Records

McLennan County property record for 1923 Franklin Ave, Waco, TX 76701

Property Summary

Property Type	Commercial
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-020000-004100-2`

Property Details

APN / Parcel Number

Primary APN	`48-020000-004100-2`
Alternative APNs	`4802000000410020111` `174622`

Exterior

Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1923 FRANKLIN AVE
City	WACO
State	TX
Zip	76701
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-3
Legal Description	GLENWOOD LOT 1 BLOCK 8 ACRES .1894
Legal Subdivision	GLENWOOD
Legal Block	8
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1020
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1915 FRANKLIN AVE, WACO, TX 76701-1628
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage FIRST NAT'L BK
May 27, 2020	Loan Modification, Consolidation and Extension, Mortgage OTHER
Feb 27, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Feb 27, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Feb 27, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1923 FRANKLIN AVE, WACO, TX 76701
Document Number	0000031382
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE WACO TX 767107435, WACO, TX 76710-7435

Mortgage

Document Number	0000031382
Date	Sep 8, 2020
Instrument	31382

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded

May 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MCLENNAN TX
Property Address	1923 FRANKLIN AVE, WACO, TX 76701
Document Number	0000019575
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE AUSTIN TX 78701, AUSTIN, TX 78701

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1923 FRANKLIN AVE, WACO, TX 76701
Document Number	0000009932
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE WACO TX 767107435, WACO, TX 76710-7435

Mortgage

Document Number	0000009932
Date	Mar 5, 2020
Instrument	9932

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Term	12 Months
Due	Mar 4, 2021

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1923 FRANKLIN AVE, WACO, TX 76701
Document Number	0000006369
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE WACO TX 767107435, WACO, TX 76710-7435

Mortgage

Document Number	0000006369
Date	Feb 28, 2019
Instrument	6369

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1923 FRANKLIN AVE, WACO, TX 76701
Document Number	0000006368
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 FRANKLIN AVE WACO TX 767107435, WACO, TX 76710-7435

Mortgage

Document Number	0000006368
Date	Feb 28, 2019
Instrument	6368

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,511 (+%) Land $47,437 Building $5,074	$52,511 (+%) Land $47,437 Building $5,074
2025	$1,180.00 (-0.17%)	$52,510 (+0.04%) Land $47,440 Building $5,070	$52,510 (+0.04%) Land $47,440 Building $5,070
2024	$1,182.00 (+0.51%)
2023		$52,490 Land $47,440 Building $5,050	$52,490 Land $47,440 Building $5,050
2022	$1,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	18 (1991–2026)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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