1922 S Zero St, Fort Smith, AR 72901 Property Records

Sebastian County property record for 1922 S Zero St, Fort Smith, AR 72901

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,852 sqft
Lot Size	0.409 acres (17,850 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Sep 2018)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Sep 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10990-0001-00000-00`

Property Details

APN / Parcel Number

Primary APN	`10990-0001-00000-00`
Alternative APN	`79344`

Interior

Stories	1 Story
Building Area	1,852 sqft Total Area

Exterior

Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	17,850 sqft
Lot Dimensions	119 ft deep x 150 ft wide
Fence	Fence
Canopy	753 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	79344
Street Address	1922 S ZERO ST
City	FORT SMITH
State	AR
Zip	72901-8416
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 1
Legal Range	32
Legal Township	07
Legal Section	04
Legal Subdivision	BUDGET TIRE SUBDIVISION
Legal Lot Number	1
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2000
Census Tract	1310

Owner

Source: Sebastian County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5012, FORT SMITH, AR 72913-5012
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Jan 6, 2005 · Amount on Record
Deed Document Number	2018F-21728
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 27, 2018
Property Address	1922 S ZERO ST, FORT SMITH, AR 72901-8416
Document Number	2018F21728
Instrument Date	Sep 25, 2018
Instrument	2018F-21728
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WESTERN AMERICAN TITLE, WESTERN AMERICAS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5608 S 14TH ST, 5608, FORT SMITH, AR 72901-8482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5012, FORT SMITH, AR 72913-5012

Mortgage

Document Number	2018F21730
Date	Sep 27, 2018
Instrument	2018F-21730

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 (+9.97%)	$46,735 (+27.55%) Land $13,394 Building $33,341	$233,675 (+27.55%) Land $66,970 Building $166,705
2023	$2,127.00	$36,640 Land $10,720 Building $25,920	$183,200 Land $53,600 Building $129,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Dobson Fiber, Right Fiber.

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