1921 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1921 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1947
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Apr 2021)
Tax Bill	$2,511 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-010-200-125-00`

Property Details

APN / Parcel Number

Primary APN	`040-010-200-125-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	871,200 sqft (20 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1921 E COGGINS RD
City	PINCONNING
State	MI
Zip	48650-7491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	W 1/2 OF SE 1/4 OF NE 1/4 SEC 10 T16N R4E
Legal Range	04E
Legal Township	16N
Legal Section	10
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3010
Census Tract	286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 N LINN ST, BAY CITY, MI 48706-4830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20217834
Prior Transfer Date	Sep 23, 2014
Prior Transfer Doc	0030510698
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Apr 27, 2021
Property Address	1921 E COGGINS RD, PINCONNING, MI 48650-7491
Document Number	202107834
Instrument Date	Apr 23, 2021
Instrument	202107834
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10521 E SURREY RD, 10521, CLARE, MI 48617-8548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N LINN ST, BAY CITY, MI 48706-4830

Mortgage

Document Number	202107835
Date	Apr 27, 2021
Instrument	202107835

Lender

Name	FINANCIALEDGE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,511.00 (+231.7%) Homeowner's exemption	$75,500 (+5.01%)	$151,000 (+5.01%)
2025	$757.00 (-66.04%) Homeowner's exemption	$71,900 (+15.97%)	$143,800 (+15.97%)
2023		$62,000	$124,000
2022	$2,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20