19208 E 26th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 19208 E 26th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,683 sqft · built 1986
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,844 (2024)
Deeds & Mortgages	May 2018 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-540-01-18`

Property Details

APN / Parcel Number

Primary APN	`25-540-01-18`
Alternative APNs	`25540011800000001` `771187`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,683 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	408 sqft
Basement Area	1,294 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Porch	Open Porch
Porch Area	18 sqft
Patio Area	581 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	771187
Old Parcel Number	25540011800000001
Street Address	19208 E 26TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLEWOODS EAST LOT 343
Legal Range	31
Legal Township	49
Legal Section	08
Legal Subdivision	CASTLEWOODS EAST
Legal Lot Number	343
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1021
Census Tract	14702

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19208 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage MEGASTAR FIN'L
Nov 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018
Deed Sale	May 25, 2018
Prior Sale	Apr 8, 2015
Deed Document Number	2018E0046092
Record Updated	Jun 7, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 25, 2018
Property Address	19208 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-1412
Document Number	0000E46092
Instrument Date	May 23, 2018
Instrument	46092E
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19208 E 26TH TERRACE CT S INDEPENDENCE MO 640571412, INDEPENDENCE, MO 64057-1412

Mortgage

Document Number	E46093
Date	May 25, 2018
Instrument	46093E

Lender

Name	MEGASTAR FIN'L
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19208 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-1412
Document Number	000E107299
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19208 S 26TH TERRACE CT S INDEPENDENCE MO 64057, INDEPENDENCE, MO 64057

Mortgage

Document Number	000E107299
Date	Nov 30, 2017
Instrument	107299E

Lender

Name	HOME POINT FINANCIAL CORPORATION HOME POINT FINANCIAL CORPORATION
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,987 (+14.43%) Land $7,005 Building $39,982	$247,300 (+14.43%)
2024	$2,844.00 (+2.3%)
2023	$2,780.00	$41,061 Land $6,021 Building $35,040	$216,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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