18401 E 26th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 18401 E 26th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,566 sqft · built 1987
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$3,514 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-530-11-09`

Property Details

APN / Parcel Number

Primary APN	`25-530-11-09`
Alternative APNs	`25530110900000001` `771032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	798 sqft
Basement Area	1,502 sqft
Finished Basement	434 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	771032
Old Parcel Number	25530110900000001
Street Address	18401 E 26TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR OAKS LOT 41
Legal Range	31
Legal Township	49
Legal Section	08
Legal Subdivision	CEDAR OAKS
Legal Lot Number	41
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3009
Census Tract	14702

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	18401 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 20, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Jul 23, 2018	Warranty Deed, Transfer FIRST UNITED TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Prior Sale	Jul 23, 2018
Deed Document Number	2025E0072436
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 29, 2025
Property Address	18401 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2424
Document Number	00E0072436
Instrument Date	Sep 23, 2025
Instrument	2025E0072436
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18401 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2424

Mortgage

Document Number	00E0073254
Date	Sep 29, 2025
Instrument	2025E0073254

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18401 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2424
Document Number	0000E65970
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18401 E 26TH TERRACE CT S INDEPENDENCE MO 640572424, INDEPENDENCE, MO 64057-2424

Mortgage

Document Number	0000E65970
Date	Jul 30, 2018
Instrument	65970E

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 23, 2018
Property Address	18401 E 26TH TERRACE CT S, INDEPENDENCE, MO 64057-2424
Document Number	0000E63868
Instrument Date	Jul 18, 2018
Instrument	63868E
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	FIRST UNITED TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18401 E 26TH TERRACE CT S INDEPENDENCE MO 640572424, INDEPENDENCE, MO 64057-2424

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,521 (+5.51%) Land $9,154 Building $44,367	$281,690 (+5.51%)
2024	$3,514.00 (+2.33%)
2023	$3,434.00	$50,725 Land $8,218 Building $42,507	$266,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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