Charles County property record for 19205 Zack Pl, Benedict, MD 20612
| Property Type | Commercial |
|---|---|
| Details | 2.5 ba · 2,062 sqft · built 1997 |
| Lot Size | 0.155 acres (6,768 sqft) |
| Owner | Company Name on File |
| Last Sale | $390,000 (Nov 2022) |
| Tax Bill | $11,060 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Feb 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-002979 |
| Primary APN | 09-002979 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,062 sqft Gross Area |
| 1st Floor Area | 974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,768 sqft (0.155 acres) |
| View / Lot | Commercial/Industrial |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 002979 |
|---|---|
| Street Address | 19205 ZACK PL |
| City | BENEDICT |
| State | MD |
| Zip | 20612-3009 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CV |
| Legal Description | L 2 & 8 P/O L 7 BENEDICT CENTER STR |
| Legal Subdivision | BENEDICT CENTER STR |
| Legal Block | 2 |
| Legal Lot Number | 2,8,7 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 9, HUGHESVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851402 |
19205 Zack Pl, a commercial property, is owned by a company that bought it in November 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 19305 WILMOTT DR, BENEDICT, MD 20612 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Feb 21, 2017 | Deed of Trust, Mortgage · Line of Credit VIRGINIA PARTNERS BANK |
| Jun 29, 2018 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Jun 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 13, 2017 | Deed, Transfer · Line of Credit C & F MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on File |
| Deed Sale | Nov 9, 2022 · Amount on File |
| Prior Sale | Apr 13, 2017 · Amount on File |
| Deed Book / Page | 12767 / 3 |
| Transfer Doc | 0037840340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 9, 2022 |
| Property Address | 19205 ZACK PL, BENEDICT, MD 20612-3009 |
| Document Number | 0127670003 |
| Book / Page | 12767 / 3 |
| Instrument Date | Nov 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 19305 WILMOTT DR, BENEDICT, MD 20612 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 19205 ZACK PL, BENEDICT, MD 20612-3009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097390147 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 9739/147 |
| Name | VIRGINIA PARTNERS BANK |
|---|---|
| Type | Bank |
| Address | FREDERICKSBURG, VA 22401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 19205 ZACK PL, BENEDICT, MD 20612-3009 |
| Document Number | 0103880490 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 19205 ZACK PL BENEDICT MD 20612, BENEDICT, MD 20612 |
| Document Number | 0103880490 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 010388/000490 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 19205 ZACK PL, BENEDICT, MD 20612-3009 |
| Document Number | 0103690338 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 19205 ZACK PL BENEDICT MD 20612, BENEDICT, MD 20612 |
| Document Number | 0103690338 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 010369/000338 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 13, 2017 |
| Property Address | 19205 ZACK PL, BENEDICT, MD 20612-3009 |
| Document Number | 0097950214 |
| Book / Page | 9795 / 214 |
| Map Reference | LB7358 FO 377 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | BUYERS TITLE INCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 19205 ZACK PL, BENEDICT, MD 20612-3009 |
| Document Number | 0009795239 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 9795/239 |
| Name | C & F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Number | 0097950220 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 9795/220 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 19205 Zack Pl was $11,060.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,900 (+5.71%) Land $90,000 Building $296,900 | $386,900 (-) Land $90,000 Building $296,900 | |
| 2025 | $11,060.00 | $366,000 | $386,900 Land $90,000 Building $296,900 |
| 2023 | $4,593.00 | $324,200 Land $90,000 Building $234,200 | $324,200 Land $90,000 Building $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19205 Zack Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1989–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19205 Zack Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENEDICT serves 376 people · EPA ID MD0080062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
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