19200 Zack Pl, Benedict, MD 20612 Property Records

Charles County property record for 19200 Zack Pl, Benedict, MD 20612

Property Summary

Property Type	Commercial
Details	3 ba · 3,303 sqft · built 1961
Lot Size	0.41 acres (17,859 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,969 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-002952`

Property Details

APN / Parcel Number

Primary APN	`09-002952`
Alternative APNs	`9002952` `002952`

Interior

Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	3,303 sqft Gross Area
1st Floor Area	2,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Tile
Lot Area	17,859 sqft (0.41 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	260 sqft
Pool Area	512 sqft
Deck Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002952
Street Address	19200 ZACK PL
City	BENEDICT
State	MD
Zip	20612-3009
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CV
Legal Description	.41 AC BENEDICT
Legal Subdivision	BENEDICT
Legal Block	2
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2008
Census Tract	851402

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19200 ZACK PL, BENEDICT, MD 20612-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2004
Deed Sale	Mar 17, 2004
Prior Sale	May 21, 2003
Deed Document Number	20043604
Deed Book / Page	4632 / 572
Transfer Doc	0000003604
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	19200 ZACK PL, BENEDICT, MD 20612-3009
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117510069
Date	Apr 14, 2021
Book Page	11751/69

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,200 (+6.32%) Land $131,800 Building $334,400	$466,200 (-) Land $131,800 Building $334,400
2025	$12,969.00 (+141.42%) Homeowner's exemption	$438,467 (+14.48%)	$466,200 (+21.72%) Land $131,800 Building $334,400
2023	$5,372.00	$383,000 Land $131,800 Building $251,200	$383,000 Land $131,800 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENEDICT serves 376 people · EPA ID MD0080062
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35