19200 E 15th Terrace Ct N, Independence, MO 64056 Property Records

Jackson County property record for 19200 E 15th Terrace Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 962 sqft · built 2002
Lot Size	0.195 acres (8,474 sqft)
Owner	Individual Name on File
Last Sale	$184,981 (Jun 2022)
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-240-06-36`

Property Details

APN / Parcel Number

Primary APN	`16-240-06-36`
Alternative APNs	`16-240-06-36-00-0-00-000` `16240063600000001` `1416874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	438 sqft
Basement Area	918 sqft
Finished Basement	438 sqft
Unfinished Basement	480 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,474 sqft (0.195 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1416874
Street Address	19200 E 15TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-1290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE VILLAGE 7TH PLAT LOT 238
Legal Subdivision	OSAGE VILLAGE 7TH PLAT
Legal Block	4
Legal Lot Number	238
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4000
Census Tract	17700

Owner

19200 E 15th Terrace Ct N is owned and occupied by an individual who bought it in June 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	19200 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2022	Intrafamily Transfer, Transfer · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Feb 3, 2003 · Amount on File
Deed Document Number	202262025
Prior Transfer Date	Jun 25, 2022
Prior Transfer Doc	00E0062025
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 27, 2026
Property Address	19200 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290
Document Number	00E0030751
Instrument Date	Apr 3, 2026
Instrument	202630751
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19200 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290

Mortgage

Document Number	0000030751,
Date	Apr 27, 2026
Instrument	202630751

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jul 1, 2052

Interest

Rate	6%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19200 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19200 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290

Mortgage

Document Number	00E0087653
Date	Dec 7, 2023
Instrument	2023E0087653

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jun 30, 2022
Property Address	19200 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290
Document Number	00E0062025
Instrument Date	Jun 25, 2022
Instrument	2022E0062025
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19200 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290

Mortgage

Document Number	00E0062026
Date	Jun 30, 2022
Instrument	2022E0062026

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 19200 E 15th Terrace Ct N was $3,381, up 2.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,442 (-) Land $6,053 Building $35,389	$218,120 (-)
2025	$3,381.00 (+2.61%)	$41,442 Land $6,053 Building $35,389	$218,120
2024	$3,295.00 (+0.49%)
2023	$3,279.00	$41,496 Land $4,978 Building $36,518	$218,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19200 E 15th Terrace Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19200 E 15th Terrace Ct N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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