19216 E 15th Terrace Ct N, Independence, MO 64056 Property Records

Jackson County property record for 19216 E 15th Terrace Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 2002
Lot Size	0.385 acres (16,762 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Oct 2007)
Tax Bill	$3,473 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-240-06-32`

Property Details

APN / Parcel Number

Primary APN	`16-240-06-32`
Alternative APNs	`16-240-06-32-00-0-00-000` `16240063200000001` `1416870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	432 sqft
Basement Area	912 sqft
Finished Basement	396 sqft
Unfinished Basement	516 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,762 sqft (0.385 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1416870
Street Address	19216 E 15TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-1290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE VILLAGE 7TH PLAT LOT 242
Legal Subdivision	OSAGE VILLAGE 7TH PLAT
Legal Block	4
Legal Lot Number	242
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4000
Census Tract	17700

Owner

19216 E 15th Terrace Ct N is owned and occupied by an individual who bought it in October 2007.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	19216 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Mar 18, 2019	Deed of Trust, Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2007 · Amount on File
Deed Sale	Oct 1, 2007 · Amount on File
Prior Sale	Feb 3, 2003 · Amount on File
Deed Document Number	2007127447
Prior Transfer Date	Sep 18, 2007
Prior Transfer Doc	000E127447
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19216 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19216 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290

Mortgage

Document Number	00E0041421
Date	Jun 13, 2023
Instrument	2023E0041421

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19216 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19216 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290

Mortgage

Document Number	00E0110027
Date	Oct 5, 2021
Instrument	2021E0110027

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19216 E 15TH TERRACE CT N, INDEPENDENCE, MO 64056-1290
Document Number	0000E20073
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19216 E 15TH TERRACE CT N INDEPENDENCE MO 640561290, INDEPENDENCE, MO 64056-1290

Mortgage

Document Number	0000E20073
Date	Mar 22, 2019
Instrument	20073E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19216 E 15th Terrace Ct N was $3,473, down 4.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,573 (-) Land $7,218 Building $35,355	$224,070 (-)
2025	$3,473.00 (-4.56%)	$42,573 Land $7,218 Building $35,355	$224,070
2024	$3,639.00 (+0.47%)
2023	$3,622.00	$45,828 Land $8,683 Building $37,145	$241,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19216 E 15th Terrace Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19216 E 15th Terrace Ct N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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