1920 Western Dr, Alton, IL 62002 Property Records

Madison County property record for 1920 Western Dr, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 875 sqft · built 1960
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2021)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2023 Mortgage + 2 more
APN	`23-2-08-05-18-302-002`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-05-18-302-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	250 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1920 WESTERN DR
City	ALTON
State	IL
Zip	62002-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER TERRACE LOT 28 70X250
Legal Subdivision	RIVER TERRACE
Legal Lot Number	28
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1018
Census Tract	402000

Owner

1920 Western Dr is owned and occupied by an individual who bought it in July 2021.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1920 WESTERN DR, ALTON, IL 62002-5024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage HUD
Jan 25, 2023	Deed of Trust, Mortgage HUD
Jul 27, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	202131502
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1920 WESTERN DR, ALTON, IL 62002-5024
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028798
Date	Oct 25, 2023
Instrument	2023R28798

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1920 WESTERN DR, ALTON, IL 62002-5024
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002267
Date	Jan 25, 2023
Instrument	2023R02267

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 27, 2021
Property Address	1920 WESTERN DR, ALTON, IL 62002-5024
Document Number	0000031502
Map Reference	PB 25 PG 17
Instrument Date	Jul 19, 2021
Instrument	2021R31502
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 WESTERN DR, ALTON, IL 62002-5024

Mortgage

Document Number	0000031503
Date	Jul 27, 2021
Instrument	2021R31503

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	3.5%

Mortgage

Document Number	0000031504
Date	Jul 27, 2021
Instrument	2021R31504

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 6, 2020
Property Address	1920 WESTERN DR, ALTON, IL 62002-5024
Document Number	0000022365
Map Reference	PB 25 PG 17
Instrument Date	Jun 30, 2020
Instrument	2020R22365
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1920 WESTERN DR, ALTON, IL 62002-5024

Mortgage

Document Number	0000022366
Date	Jul 6, 2020
Instrument	2020R22366

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1920 Western Dr was $2,600 with a homeowner's exemption, up 11% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,600.00 (+11.02%)	$38,490 Land $3,190 Building $35,300	$115,470 Land $9,570 Building $105,900
2024	$2,342.00
2022	$1,967.00	$28,430 Land $2,360 Building $26,070	$85,375 Land $7,087 Building $78,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1920 Western Dr; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1979–2024)
Most Recent Claim	Nov 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 Western Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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